208 Park St, Georgetown, MN 56546 Property Records

Clay County property record for 208 Park St, Georgetown, MN 56546

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	built 1959
Lot Size	0.8 acres (35,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,192 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`54.500.0320`

Property Details

APN / Parcel Number

Primary APN	`54.500.0320`

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	35,003 sqft (0.8 acres)

Location & Zoning

Street Address	208 PARK ST
City	GEORGETOWN
State	MN
Zip	56546
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SUBDIVISIONNAME ORIGINAL GEORGETOWN SUBDIVISIONCD 54500 LOTS 15 TO 24 14 GEORGETOWN CITY
Legal Range	48
Legal Township	142
Legal Section	30
Legal Subdivision	ORIGINAL GEORGETOWN
Legal Block	14
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1160
Census Tract	30107

Owner

208 Park St, a commercial property, is owned and occupied by two individuals who acquired it in November 2013.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 PROBSTFIELD ST, GEORGETOWN, MN 56546-4613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED CREDIT UNION
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS CU
Feb 20, 2018	Quit Claim Deed, Mortgage UNITED SAVINGS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 2013
Transfer Doc	0000729421
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Jul 30, 2026
Property Address	208 PARK ST, GEORGETOWN, MN 56546
Document Number	0000866848
Instrument Date	Jul 21, 2026
Instrument	2026866848
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000866848,
Date	Jul 30, 2026
Instrument	2026866848

Lender

Name	UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	208 PARK ST, GEORGETOWN, MN 56546
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000824018
Date	Dec 14, 2021
Instrument	824018

Lender

Name	UNITED SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Feb 20, 2018
Property Address	208 PARK ST, GEORGETOWN, MN 56546
Document Number	0000777344
Instrument Date	Feb 2, 2018
Instrument	777344
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	FM TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 PROBSTFIELD ST GEORGETOWN MN 565464613, GEORGETOWN, MN 56546-4613

Mortgage

Document Number	777362
Date	Feb 20, 2018
Instrument	777362

Lender

Name	UNITED SAVINGS CU
Address	FARGO, ND 58102

Agreement

Amount	Amount on Record
Term	144 Months
Due	Feb 19, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 208 Park St was $2,192 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Georgetown City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,192.00 Homeowner's exemption	$175,300 (-0.68%) Land $10,600 Building $164,700	$175,300 (-0.68%) Land $10,600 Building $164,700
2025		$176,500 Land $10,600 Building $165,900	$176,500 Land $10,600 Building $165,900
2023	$1,682.00 Homeowner's exemption	$144,000 Land $10,600 Building $133,400	$144,000 Land $10,600 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Park St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Georgetown serves 76 people · EPA ID MN1140014
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
X-Tech Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park St

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