202 Park St, Georgetown, MN 56546 Property Records

Clay County property record for 202 Park St, Georgetown, MN 56546

Property Summary

Property Type	Single Family Home
Details	built 1906
Lot Size	0.32 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2026)
Tax Bill	$2,768 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`54.500.0260`

Property Details

APN / Parcel Number

Primary APN	`54.500.0260`

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	14,000 sqft (0.32 acres)

Location & Zoning

Street Address	202 PARK ST
City	GEORGETOWN
State	MN
Zip	56546-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL GEORGETOWN SUBDIVISIONCD 54500 LOTS 21 TO 24 13 & VAC ST ADJ GEORGETOWN CITY
Legal Range	48
Legal Township	142
Legal Section	30
Legal Subdivision	ORIGINAL GEORGETOWN
Legal Block	13
Legal Lot Number	21
Jurisdiction	CLAY MN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1160
Census Tract	30107

Owner

Source: Clay County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PRINCIPAL LENDING INC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY MORTGAGE
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP
Feb 6, 2020	Warranty Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Nov 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	2026868223
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 16, 2026
Property Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Document Number	0000868223
Instrument Date	Sep 15, 2026
Instrument	2026868223
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 PARK ST, GEORGETOWN, MN 56546-4616

Mortgage

Document Number	0000868224,
Date	Sep 16, 2026
Instrument	2026868224

Lender

Name	PRINCIPAL LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000814655
Date	Apr 19, 2021
Instrument	814655

Lender

Name	VALLEY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 27, 2022
Property Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Document Number	0000830735
Instrument Date	Jul 22, 2022
Instrument	830735
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.57
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	202 PARK ST, GEORGETOWN, MN 56546-4616

Mortgage

Document Number	0000830736
Date	Jul 27, 2022
Instrument	830736

Lender

Name	HOME POINT FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 6, 2020
Property Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Document Number	0000798041
Instrument Date	Dec 18, 2019
Instrument	798041
Transaction Type	Foreclosure
Record Updated	Mar 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY MN
Recording Date	Nov 13, 2017
Property Address	202 PARK ST, GEORGETOWN, MN 56546-4616
Document Number	0000774720
Instrument Date	Nov 13, 2017
Instrument	774720
Transaction Type	Foreclosure
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR #300 FISHERS IN 460379764, 300, FISHERS, IN 46037-9764

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Georgetown City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,768.00 (+20.45%) Homeowner's exemption	$229,800 (-0.52%) Land $9,100 Building $220,700	$229,800 (-0.52%) Land $9,100 Building $220,700
2025		$231,000 (+26.09%) Land $9,100 Building $221,900	$231,000 (+26.09%) Land $9,100 Building $221,900
2023	$2,298.00	$183,200 Land $9,100 Building $174,100	$183,200 Land $9,100 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Georgetown serves 76 people · EPA ID MN1140014
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
X-Tech Fixed Wireless	500 / 500
Midco Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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