208 Midsummer Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 208 Midsummer Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,378 sqft · built 1990
Lot Size	0.164 acres (7,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,900 (Aug 2019)
Tax Bill	$10,361 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02794071`

Property Details

APN / Parcel Number

Primary APN	`09-02794071`
Alternative APN	`02794071`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,378 sqft Living Area
Gross Area	4,798 sqft
1st Floor Area	2,052 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,123 sqft (0.164 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02794071
Street Address	208 MIDSUMMER DR
City	GAITHERSBURG
State	MD
Zip	20878-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	D
Legal Lot Number	43
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1015
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage OAS STAFF FCU
Aug 29, 2019	Deed, Transfer · Conventional Mortgage OAS STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Jul 16, 2002 · Amount on Record
Deed Book / Page	58084 / 154
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0524640414
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	208 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ATG TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0632130180
Date	Jun 9, 2021
Book Page	63213/180

Lender

Name	OAS STAFF FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.49%
Index	1-Year CMT
Max Rate	7.49%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 29, 2019
Property Address	208 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Document Number	0580840154
Book / Page	58084 / 154
Map Reference	MB 149 PL 17024
Instrument Date	Aug 16, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,548.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201

Mortgage

Document Number	58084162
Date	Aug 29, 2019
Instrument	58084/162

Lender

Name	OAS STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,000 (+1.21%) Land $229,000 Building $598,000	$827,000 (-) Land $229,000 Building $598,000
2025	$10,361.00 (-4.69%)	$817,100 (+2.48%)	$827,000 (+3.73%) Land $229,000 Building $598,000
2024	$10,871.00 (+17.21%)
2023		$797,300 Land $229,000 Building $568,300	$797,300 Land $229,000 Building $568,300
2022	$9,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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