206 Midsummer Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 206 Midsummer Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,099 sqft · built 1990
Lot Size	0.156 acres (6,801 sqft)
Owner	Company Name on File
Last Sale	$785,000 (Oct 2017)
Tax Bill	$10,640 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02794060`

Property Details

APN / Parcel Number

Primary APN	`09-02794060`
Alternative APN	`02794060`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,099 sqft Living Area
Gross Area	4,582 sqft
1st Floor Area	2,279 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,801 sqft (0.156 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02794060
Street Address	206 MIDSUMMER DR
City	GAITHERSBURG
State	MD
Zip	20878-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	D
Legal Lot Number	42
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1015
Census Tract	700828

Owner

206 Midsummer Dr is owned by a company that bought it in October 2017.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 16, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Prior Sale	Jun 25, 2007 · Amount on File
Deed Book / Page	55080 / 68
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0000114634
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 5, 2026
Property Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Document Number	0699980255
Book / Page	69998 / 255
Map Reference	MB 149 PL 17024
Instrument Date	Dec 17, 2025
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201

Mortgage

Document Number	0623890406
Date	Apr 1, 2021
Book Page	62389/406

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602600409
Date	Aug 12, 2020
Book Page	60260/409

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 16, 2017
Property Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201
Document Number	0550800068
Book / Page	55080 / 068
Map Reference	MB149 PL17024
Instrument Date	Sep 22, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 MIDSUMMER DR, GAITHERSBURG, MD 20878-5201

Mortgage

Document Number	0005508076
Date	Oct 16, 2017
Instrument	55080/76

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 206 Midsummer Dr was $10,640, up 0.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$893,300 (+6.52%) Land $227,400 Building $665,900	$893,300 (-) Land $227,400 Building $665,900
2025	$10,640.00 (+0.69%)	$838,600	$893,300 Land $227,400 Building $665,900
2024	$10,567.00
2023		$729,200 Land $227,400 Building $501,800	$729,200 Land $227,400 Building $501,800
2022	$8,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 Midsummer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Midsummer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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