208 McCowan St, Montgomery, TX 77356 Property Records

Montgomery County property record for 208 McCowan St, Montgomery, TX 77356

Property Summary

Property Type	Commercial
Details	3,120 sqft · built 1999
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Jan 2018)
Tax Bill	$8,062 (2025)
Deeds & Mortgages	May 2021 Sale Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7280-02-01000`

Property Details

APN / Parcel Number

Primary APN	`7280-02-01000`
Alternative APN	`R123949`

Interior

Units	15 Units
Stories	1 Story
Building Area	3,120 sqft Gross Area
1st Floor Area	3,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Concrete
Lot Area	7,667 sqft (0.176 acres)
View / Lot	Primary
Canopy	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	208 MCCOWAN ST
City	MONTGOMERY
State	TX
Zip	77356-4432
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	3
Legal Description	S728002 - MONTGOMERY TOWNSITE 02, TR 10, 11 AREA B, ACRES 0.176
Legal Subdivision	MONTGOMERY TOWNSITE 02
Legal Tract	10,11
Legal Block	20
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1045
Census Tract	694303

Owner

208 McCowan St, a commercial property, is owned by a company that bought it in January 2018.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	3322 DESERT INN DR, MONTGOMERY, TX 77356-5350
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE
Jan 3, 2018	Warranty Deed, Transfer ARTHUR W & CARRIE BEARD
Feb 1, 2017	Loan Modification, Mortgage ARTHUR W & CARRIE BEARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	Nov 24, 2010
Deed Document Number	20181218
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0000001218
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 27, 2021
Property Address	208 MCCOWAN ST, MONTGOMERY, TX 77356-4432
Document Number	0000072694
Map Reference	VOL 423 PG 611
Instrument Date	May 25, 2021
Instrument	2021072694
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3322 DESERT INN DR, MONTGOMERY, TX 77356-5350

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 3, 2018
Property Address	208 MCCOWAN ST, MONTGOMERY, TX 77356-4432
Document Number	0000001218
Instrument Date	Dec 29, 2017
Instrument	1218
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14375 LIBERTY ST #105 MONTGOMERY TX 773564669, 105, MONTGOMERY, TX 77356-4669

Mortgage

Document Number	1219
Date	Jan 3, 2018
Instrument	1219

Lender

Name	ARTHUR W & CARRIE BEARD
Address	915 SANDY BEACH DR, CONROE, TX 77304-1520

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 2, 2021

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	208 MCCOWAN ST, MONTGOMERY, TX 77356-4432
Document Number	0000009029
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 65796 LUBBOCK TX 794645701, LUBBOCK, TX 79464-5701

Mortgage

Document Number	0000009029
Date	Feb 2, 2017
Instrument	9029

Lender

Name	ARTHUR W & CARRIE BEARD
Address	915 SANDY BEACH DR, CONROE, TX 77304-1520

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 208 McCowan St was $8,062, down 0.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-) Land $30,670 Building $369,330	$400,000 (-) Land $30,670 Building $369,330
2025	$8,062.00 (-0.21%)	$400,000 (-) Land $30,670 Building $369,330	$400,000 (-) Land $30,670 Building $369,330
2024	$8,079.00 (+2.63%)	$400,000 (-) Land $30,670 Building $369,330	$400,000 (-) Land $30,670 Building $369,330
2023	$7,872.00	$400,000 Land $30,670 Building $369,330	$400,000 Land $30,670 Building $369,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 McCowan St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 McCowan St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCowan St

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