Montgomery County property record for 202 McCowan St, Montgomery, TX 77356
| Property Type | Commercial |
|---|---|
| Details | 3,000 sqft · built 2002 |
| Lot Size | 0.301 acres (13,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Dec 2022) |
| Tax Bill | $10,703 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7280-02-00910 |
| Primary APN | 7280-02-00910 |
|---|---|
| Alternative APN |
|
| Building Area | 3,000 sqft Gross Area |
|---|---|
| 1st Floor Area | 3,000 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Metal |
| Lot Area | 13,098 sqft (0.301 acres) |
| View / Lot | Primary |
| Porch | Open Porch |
| Porch Area | 800 sqft |
| Canopy | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 202 MCCOWAN ST |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-4434 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 3 |
| Legal Description | S728002 - MONTGOMERY TOWNSITE 02, TRACT 8 |
| Legal Subdivision | MONTGOMERY TOWNSITE 02 |
| Legal Tract | 8 |
| Legal Block | 8,9 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 694303 |
202 McCowan St, a commercial property, is owned by two individuals who bought it in December 2022.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 THE CLIFFS BLVD, MONTGOMERY, TX 77356-4745 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Deed Document Number | 2022149870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Dec 27, 2022 |
| Property Address | 202 MCCOWAN ST, MONTGOMERY, TX 77356-4434 |
| Document Number | 0000149870 |
| Map Reference | VOL 709 PG 801 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022149870 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | TEXAS HOMELAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 THE CLIFFS BLVD, MONTGOMERY, TX 77356-4745 |
| Document Number | 0000149871 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022149871 |
| Name | ENTERPRISE BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 202 McCowan St was $10,703, down 13% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,072 (-) Land $52,394 Building $478,678 | $531,072 (-) Land $52,394 Building $478,678 | |
| 2025 | $10,703.00 (-12.96%) | $531,072 (-12.77%) Land $52,394 Building $478,678 | $531,072 (-12.77%) Land $52,394 Building $478,678 |
| 2024 | $12,297.00 (+10.82%) | $608,824 (+7.98%) Land $52,394 Building $556,430 | $608,824 (+7.98%) Land $52,394 Building $556,430 |
| 2023 | $11,096.00 | $563,820 Land $52,390 Building $511,430 | $563,820 Land $52,390 Building $511,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 McCowan St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 McCowan St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Fidium Fiber, Optimum, Verizon.
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