208 Lester Ave, Findlay, OH 45840 Property Records

Hancock County property record for 208 Lester Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$83,500 (Feb 2000)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1010-121-04-043.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-04-043.000`
Alternative APN	`600000300050`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	140 ft deep x 56 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	208 LESTER AVE
City	FINDLAY
State	OH
Zip	45840-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENSON HILL ADD LOT 12806 E47FT & L12807 W9FT & PT ALY
Legal Subdivision	STEPHENSON HILL ADD
Legal Lot Number	12806
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	7
Census Block	7001
Census Tract	400

Owner

208 Lester Ave is owned and occupied by an individual who acquired it in June 2009.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	208 LESTER AVE, FINDLAY, OH 45840-3842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2000 · Amount on File
Deed Sale	Feb 22, 2000 · Amount on File
Prior Sale	Dec 16, 1991 · Amount on File
Last Transfer Date	Jun 10, 2009
Transfer Doc	02359/1947
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	208 LESTER AVE, FINDLAY, OH 45840-3842
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 LESTER AVE, FINDLAY, OH 45840-3842

Mortgage

Document Number	002599/229
Date	Nov 4, 2022
Book Page	2599/229
Instrument	202200009859

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	208 LESTER AVE, FINDLAY, OH 45840-3842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2575/859
Date	Nov 10, 2020
Book Page	2575/859
Instrument	202000011455

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 208 Lester Ave was $1,658 with a homeowner's exemption, up 2.7% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+2.73%) Homeowner's exemption	$54,110 (+19.08%) Land $6,720 Building $47,390	$154,580 Land $19,190 Building $135,390
2024	$1,614.00 (-0.12%)	$45,440 (-) Land $5,650 Building $39,790
2023	$1,616.00 Homeowner's exemption	$45,440 Land $5,650 Building $39,790
2022			$129,810 Land $16,130 Building $113,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 Lester Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 208 Lester Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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