128 Lester Ave, Findlay, OH 45840 Property Records

Hancock County property record for 128 Lester Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 1959
Lot Size	0.23 acres (10,010 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Apr 2005)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-121-04-048.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-04-048.000`
Alternative APN	`600000300110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,010 sqft (0.23 acres)
Lot Dimensions	141 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	288 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 LESTER AVE
City	FINDLAY
State	OH
Zip	45840-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPHENSON HILL ADD LOT 12812 E10.5 & L12813 & W15.5 L12814 & PT ALY
Legal Subdivision	STEPHENSON HILL ADD
Legal Lot Number	12812
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	7
Census Block	7001
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	128 LESTER AVE, FINDLAY, OH 45840-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2005 · Amount on Record
Deed Sale	Apr 25, 2005 · Amount on Record
Prior Sale	Mar 22, 2001 · Amount on Record
Deed Document Number	20054811
Deed Book / Page	2263 / 1121
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	128 LESTER AVE, FINDLAY, OH 45840-3840
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02546/2264
Date	Oct 16, 2018
Book Page	2546/2264
Instrument	201800008635

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	128 LESTER AVE, FINDLAY, OH 45840-3840
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LESTER AVE, FINDLAY, OH 45840-3840

Mortgage

Document Number	02588/2366
Date	Oct 27, 2021
Book Page	2588/2366
Instrument	202100012543

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	128 LESTER AVE, FINDLAY, OH 45840-3840
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LESTER AVE, FINDLAY, OH 45840-3840

Mortgage

Document Number	002587/154
Date	Sep 21, 2021
Book Page	2587/154
Instrument	202100011077

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	STONEHAM, ME 4231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+2.55%)	$59,160 (+19.01%) Land $8,520 Building $50,640	$169,020 (+19%) Land $24,340 Building $144,680
2023	$1,768.00 Homeowner's exemption	$49,710 Land $7,160 Building $42,550
2022			$142,030 Land $20,450 Building $121,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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