208 Johnson St, Cambridge, MD 21613 Property Records

Dorchester County property record for 208 Johnson St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 1973
Lot Size	0.597 acres (25,998 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (May 2019)
Tax Bill	$3,812 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-177674`

Property Details

APN / Parcel Number

Primary APN	`07-177674`
Alternative APNs	`7177674` `177674`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Total Area
Utility Area	64 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,998 sqft (0.597 acres)
Garage Type	Detached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	177674
Street Address	208 JOHNSON ST
City	CAMBRIDGE
State	MD
Zip	21613-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	IMPS - 25,998 SQ FT 208 JOHNSON STREET CAMBRIDGE
Legal Subdivision	HAMBROOKS
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4042
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	208 JOHNSON ST, CAMBRIDGE, MD 21613-1231
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 15, 2019	Grant Deed, Transfer · VA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Book / Page	1519 / 482
Prior Transfer Date	Feb 19, 2013
Prior Transfer Doc	0011320219
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	208 JOHNSON ST, CAMBRIDGE, MD 21613-1231
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 JOHNSON ST, CAMBRIDGE, MD 21613-1231

Mortgage

Document Number	0017550404
Date	Jul 20, 2022
Book Page	1755/404

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	SECRETARY, MD 21664

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	208 JOHNSON ST, CAMBRIDGE, MD 21613-1231
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016080350
Date	Nov 10, 2020
Book Page	1608/350

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 15, 2019
Property Address	208 JOHNSON ST, CAMBRIDGE, MD 21613-1231
Document Number	0015190482
Book / Page	001519 / 000482
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 JOHNSON ST CAMBRIDGE MD 216131231, CAMBRIDGE, MD 21613-1231

Mortgage

Document Number	15190489
Date	May 15, 2019
Book Page	001519/000489

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,812.00 (+1.38%)	$328,567 (+13.61%)	$337,700 (+4.23%) Land $38,200 Building $299,500
2025	$3,760.00 (+14.81%)
2023	$3,275.00	$289,200	$324,000 Land $38,200 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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