207 Johnson St, Cambridge, MD 21613 Property Records

Dorchester County property record for 207 Johnson St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,412 sqft · built 2008
Lot Size0.637 acres (27,726 sqft)
Owner2 Individual Names on Record
Last Sale$437,500 (Dec 2024)
Tax Bill$4,387 (2026)
Deeds & MortgagesJun 2022 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-202636

Property Details

APN / Parcel Number

Primary APN07-202636
Alternative APN
  • 202636

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,412 sqft Total Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area27,726 sqft (0.637 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area202 sqft
Deck Area456 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number202636
Street Address207 JOHNSON ST
CityCAMBRIDGE
StateMD
Zip21613-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7-27,726 SQ. FT. W/S WILLOW STREET
Legal SubdivisionHARBROOKS
Legal Lot Number7
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4043
Census Tract970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address207 JOHNSON ST, CAMBRIDGE, MD 21613-1230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
SHORE UNITED BANK NA
Oct 29, 2018Deed, Transfer · Commercial Mortgage
CNB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleOct 29, 2018 · Amount on Record
Deed Book / Page1917 / 417
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address207 JOHNSON ST, CAMBRIDGE, MD 21613-1230
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 JOHNSON ST, CAMBRIDGE, MD 21613-1230

Mortgage

Document Number0017500078
DateJun 23, 2022
Book Page1750/78
Lender
NameSHORE UNITED BANK NA
TypeBank
AddressCAMBRIDGE, MD 21613
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateOct 29, 2018
Property Address207 JOHNSON ST, CAMBRIDGE, MD 21613-1230
Document Number0014910082
Book / Page1491 / 082
Map ReferenceLB48 PL100
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 JOHNSON ST, CAMBRIDGE, MD 21613-1230

Mortgage

Document Number0000149189
DateOct 29, 2018
Instrument1491/89
Lender
NameCNB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,387.00 (+1.01%)$378,900 (+12.16%)$386,500 (+3.04%) Land $38,300 Building $348,200
2025$4,343.00 (+13.81%)
2023$3,816.00$337,833$375,100 Land $38,300 Building $336,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 units insured
incl. 7 condo units
Nearby Flood Claims10 (1993–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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