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208 Howard St, Petoskey, MI 49770 Property Records

Emmet County property record for 208 Howard St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details1,764 sqft · built 1900
Lot Size0.048 acres (2,073 sqft)
OwnerCompany Name on Record
Tax Bill$10,171 (2024)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-226-006

Property Details

APN / Parcel Number

Primary APN52-19-06-226-006

Interior

Stories1 Story
Building Area1,764 sqft Total Area
1st Floor Area2,412 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Fire ResistanceMasonry Walls, Wood Interior
Lot Area2,073 sqft (0.048 acres)

Location & Zoning

Street Address208 HOWARD ST
CityPETOSKEY
StateMI
Zip49770-2412
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP B-2
Legal DescriptionSHAW & MC MILLAN'S ADDITION COM 37 1/2 FT N OF SE COR OF LOT 1 BLK 9 TH N ON E LINE OF SD LOT, 18 1/2 FT, W 100 FT, S 18 1/2 FT, E 100 FT TO BEG. SECTION 6, T34N, R5W.
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionSHAW AND MCMILLANS ADDITION
Legal Block9
Legal Lot Number1
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1064
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Petoskey Downtown Historic District (Additional Documentation)
listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address320 HOWARD ST, 202, PETOSKEY, MI 49770-2468
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2023
Deed SaleDec 5, 2023
Prior SaleFeb 19, 2013 · Amount on Record
Deed Document Number20235209386
Deed Book / Page1256 / 397
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateDec 5, 2023
Property Address208 HOWARD ST, PETOSKEY, MI 49770-2412
Document Number001256/397
Book / Page1256 / 397
Instrument DateNov 29, 2023
Instrument5209386
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 HOWARD ST, PETOSKEY, MI 49770-2414

Mortgage

Document Number0005209387
DateDec 5, 2023
Instrument5209387
Lender
NameTJB PROPERTY HOLDINGS
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term25 Months
DueJan 1, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,700 (+18.99%) Building $208,700$417,400 (+18.99%) Building $417,400
2024$10,171.00
2023$175,400 Building $175,400$350,800 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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