Emmet County property record for 114 Howard St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 1 bd · 1 ba · 675 sqft |
| Lot Size | 0.151 acres (6,598 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,737 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-200-055 |
| Primary APN | 52-19-06-200-055 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 675 sqft Building Perimeter |
| 1st Floor Area | 675 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 6,598 sqft (0.151 acres) |
| Street Address | 114 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2410 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-2A |
| Legal Description | COM AT THE NE COR OF BLK 10 PLAT OF SHAW & MCMILLAN'S ADD , TH ALG EXTENTION OF N'LY LN OF BLK 10 PRODUCED NE'LY 24', TH N 56 FT, TH W 70.83 FT TO POB, CONT W 73.83 FT, TH N 22.44 FT, N48?24'E 3 FT, N 9.88 FT, E 44.21 FT, S38?40'E 16.12 FT & 27.82 FT |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | SHAW & MCMILLANS ADD |
| Legal Block | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
114 Howard St, a commercial property, is owned by a company that acquired it in July 2010.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 7146, TRAVERSE CITY, MI 49696-7146 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2010 |
| Deed Sale | Jul 20, 2010 |
| Prior Sale | Jul 20, 2010 |
| Deed Book / Page | 1125 / 522 |
| Prior Transfer Date | Jul 15, 2010 |
| Prior Transfer Doc | 1125/521 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,000 Land $281,000 | $562,000 Land $562,000 | |
| 2024 | $12,737.00 | ||
| 2023 | $242,600 Land $242,600 | $485,200 Land $485,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures