Mitchell County property record for 208 Hillcrest Cir, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 1946 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Aug 2017) |
| Tax Bill | $1,189 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-20-81-8763 |
| Primary APN | 0880-20-81-8763 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 555780876 |
|---|---|
| Street Address | 208 HILLCREST CIR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 56 BL C LOT 12 |
| Legal Subdivision | THE IVY RIDGE DEVELOPMENT PROEPRTY |
| Legal Lot Number | 12 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950400 |
208 Hillcrest Cir is owned and occupied by two individuals who bought it in August 2017.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 HILLCREST CIR, SPRUCE PINE, NC 28777-2957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Aug 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Prior Sale | Apr 19, 2013 · Amount on File |
| Deed Document Number | 20171437 |
| Deed Book / Page | 582 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 4, 2017 |
| Property Address | 208 HILLCREST CIR, SPRUCE PINE, NC 28777-2957 |
| Document Number | 582/525 |
| Book / Page | 582 / 525 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 2017001437 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $328.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 HILLCREST CIR, SPRUCE PINE, NC 28777-2957 |
| Document Number | 582/528 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 582/528 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 4, 2017 |
| Property Address | 208 HILLCREST CIR, SPRUCE PINE, NC 28777-2957 |
| Document Number | 582/525 |
| Book / Page | 582 / 525 |
| Map Reference | MAP 1 PG 54 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 2017001437 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 HILLCREST CIR, SPRUCE PINE, NC 28777-2957 |
| Document Number | 2017001438 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 2017001438 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 208 Hillcrest Cir was $1,189.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,189.00 | $212,400 (-) Land $22,100 Building $190,300 | |
| 2025 | $1,189.00 | $212,400 Land $22,100 Building $190,300 | |
| 2023 | $1,189.00 | $212,400 Land $22,100 Building $190,300 | $212,400 Land $22,100 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Hillcrest Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Hillcrest Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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