Mitchell County property record for 199 Hillcrest Cir, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,782 sqft · built 1940 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jan 2025) |
| Tax Bill | $1,908 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-20-81-6684 |
| Primary APN | 0880-20-81-6684 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,782 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Lot Area | 23,958 sqft (0.55 acres) |
| Heating System | Steam |
|---|
| Account Number | 555785724 |
|---|---|
| Street Address | 199 HILLCREST CIR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 56 BL E LOT 5 & 6 |
| Legal Subdivision | ENGLISH WOODS ADDITION |
| Legal Lot Number | 5 & 6 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 1, 2023 | Warranty Deed, Transfer · Seller Carry-Back LISA KATES |
| Mar 1, 2023 | Agreement of Sale, Transfer |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU |
| Oct 20, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Deed Document Number | 2025127 |
| Deed Book / Page | 675 / 458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 1, 2023 |
| Property Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Document Number | 000654/634 |
| Book / Page | 654 / 634 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023000331 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8751 NC 63 HWY, LEICESTER, NC 28748-9512 |
| Name | Verified Name |
|---|---|
| Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Document Number | 2023000332 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 2023000332 |
| Name | LISA KATES |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 1, 2028 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 1, 2023 |
| Property Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Document Number | 000654/643 |
| Book / Page | 654 / 643 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023000333 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 612/342 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 612/342 |
| Instrument | 2020000549 |
| Name | TELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
| Document Number | 619/443 |
| Book / Page | 619 / 443 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020001930 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 HILLCREST CIR, SPRUCE PINE, NC 28777-2954 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,908.00 | $340,800 (-) Land $27,700 Building $313,100 | |
| 2025 | $1,908.00 | $340,800 (-) Land $27,700 Building $313,100 | |
| 2023 | $1,908.00 | $340,800 (-) Land $27,700 Building $313,100 | $340,800 Land $27,700 Building $313,100 |
| 2022 | $1,908.00 | $340,800 Land $27,700 Building $313,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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