208 Harding Ave, Plainfield, NJ 07063 Property Records

Somerset County and North Plainfield Borough property record for 208 Harding Ave, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,632 sqft · built 1977
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Jul 2017)
Tax Bill	$10,676 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-00194-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`14-00194-0000-00049`
Alternative APNs	`140019400049` `S001`

Interior

Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	S001
Street Address	208 HARDING AVE
City	PLAINFIELD
State	NJ
Zip	07063-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO LOT 68
Legal Subdivision	RADIO HOMEBUILDERS
Legal Block	194
Legal Lot Number	49
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	3
Census Block	3007
Census Tract	51900

Owner

Source: Somerset County and North Plainfield Borough records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	160 LENOX AVE, GREEN BROOK, NJ 08812-2334
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SAVINGS BANK
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRINCETON FCU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 14, 2017	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 9, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Jan 9, 2017
Deed Document Number	201727713
Deed Book / Page	6973 / 3842
Prior Transfer Date	Jun 22, 2016
Prior Transfer Doc	0000001170
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Sep 2, 2026
Property Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620
Document Number	0000025168
Book / Page	7701 / 623
Instrument Date	Aug 27, 2026
Instrument	202625168
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620

Mortgage

Document Number	0000025168,
Date	Sep 2, 2026
Book Page	7701/623
Instrument	202625168

Lender

Name	SPENCER SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038912
Date	Sep 14, 2022
Book Page	7469/1933
Instrument	2022038912

Lender

Name	PRINCETON FCU
Type	Credit Union
Address	PRINCETON, NJ 08540

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042330
Date	Sep 14, 2020
Book Page	7248/1249
Instrument	2020042330

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 14, 2017
Property Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620
Document Number	0000027713
Book / Page	6973 / 3842
Map Reference	MP149B
Instrument Date	Mar 29, 2017
Instrument	2017027713
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8742 LUCENT BLVD, 8742, HIGHLANDS RANCH, CO 80129-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 ROCK AVE, PLAINFIELD, NJ 07063-1265

Mortgage

Document Number	0000027714
Date	Jul 14, 2017
Instrument	2017027714

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2047

January 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 9, 2017
Property Address	208 HARDING AVE, PLAINFIELD, NJ 07063-1620
Document Number	0000001170
Book / Page	006933 / 002605
Instrument Date	Dec 9, 2016
Instrument	1170
Transaction Type	Foreclosure
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

Tax Assessment & Valuation

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-) Land $80,000 Building $155,000	$235,000 (-) Land $80,000 Building $155,000
2025	$10,676.00 (+4.25%)	$235,000 (-) Land $80,000 Building $155,000	$235,000 (-) Land $80,000 Building $155,000
2024	$10,241.00 (+6.79%)
2023		$235,000 Land $80,000 Building $155,000	$235,000 Land $80,000 Building $155,000
2022	$9,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	218 (1979–2025)
Claims Outside the SFHA	14 of 218
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding, Mar 2010 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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