Somerset County and North Plainfield Borough property record for 191 Harding Ave, Plainfield, NJ 07063 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,730 sqft · built 1948 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2019) |
| Tax Bill | $10,449 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00192-0000-00015 |
| Primary APN | 14-00192-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 191 HARDING AVE |
| City | PLAINFIELD |
| State | NJ |
| Zip | 07063-1662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALSO LOT 29 30-A |
| Legal Block | 192 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | NORTH PLAINFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 51900 |
Source: Somerset County and North Plainfield Borough records · APN 14-00192-0000-00015
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage GREENWAY MORTGAGE FUNDING CORP |
| Sep 05, 2019 | Deed, Transfer · FHA Mortgage GREENWAY MORTGAGE FUNDING CORP |
| Jan 22, 2019 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2019 · Amount on Record |
| Deed Sale | Sep 05, 2019 · Amount on Record |
| Prior Sale | Jan 22, 2019 · Amount on Record |
| Deed Document Number | 201932931 |
| Deed Book / Page | 7148 / 1131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023998 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 7524/2074 |
| Instrument | 2023023998 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000038280 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 7241/1535 |
| Instrument | 2020038280 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Sep 05, 2019 |
| Property Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Document Number | 0000032931 |
| Book / Page | 7148 / 1131 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 2019032931 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Title Company | TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 CONKLIN ST, 180, SOUTH PLAINFIELD, NJ 07080-3610 |
| Name | Verified Name |
|---|---|
| Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Document Number | 0000032932 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 2019032932 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 22, 2019 |
| Property Address | 191 HARDING AVE, PLAINFIELD, NJ 07063-1662 |
| Document Number | 0000002556 |
| Book / Page | 007096 / 000245 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 2556 |
| Transaction Type | Transfer |
| Record Updated | Mar 04, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 HARDING AVE NORTH PLAINFIELD NJ 070631662, NORTH PLAINFIELD, NJ 07063-1662 |
| Document Number | 2557 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 007096/000251 |
| Instrument | 2557 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
Source: Somerset County and North Plainfield Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | North Plainfield Borough |
| Unified School District | North Plainfield Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $80,000 Building $150,000 | $230,000 (-) Land $80,000 Building $150,000 | |
| 2025 | $10,449.00 (+4.25%) | $230,000 (-) Land $80,000 Building $150,000 | $230,000 (-) Land $80,000 Building $150,000 |
| 2024 | $10,023.00 (+6.79%) | ||
| 2023 | $230,000 Land $80,000 Building $150,000 | $230,000 Land $80,000 Building $150,000 | |
| 2022 | $9,386.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350519003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 218 (1979–2025) |
| Claims Outside the SFHA | 14 of 218 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures