208 Grindstone Rd, Chatham, IL 62629 Property Records

Sangamon County property record for 208 Grindstone Rd, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.453 acres (19,743 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Mar 2014)
Tax Bill	$13,560 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-351-003`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-351-003`
Alternative APN	`29080351003 (CHECK DIGIT = 0)`

Exterior

Lot Area	19,743 sqft (0.453 acres)

Location & Zoning

Account Number	29080351003
Street Address	208 GRINDSTONE RD
City	CHATHAM
State	IL
Zip	62629-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 28 BRECKENRIDGE MANOR 2ND ADDN (19,743 SQ FT) 8-15-4
Legal Range	04
Legal Township	15
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR 2ND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5006
Census Tract	3203

Owner

208 Grindstone Rd is owned and occupied by an individual who bought it in March 2014.

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	208 GRINDSTONE RD, CHATHAM, IL 62629-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2014 · Amount on File
Deed Sale	Mar 24, 2014 · Amount on File
Prior Sale	Apr 11, 2005 · Amount on File
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	208 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07516
Date	Apr 18, 2018
Instrument	2018R07516

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	208 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R11403
Date	Jun 12, 2019
Instrument	2019R11403

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2029

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	208 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R16283
Date	Jul 2, 2020
Instrument	2020R16283

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 208 Grindstone Rd was $13,560 with exemptions applied.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,560.00	$197,091 Land $36,204 Building $160,887	$591,273 Land $108,612 Building $482,661
2022	$11,532.00 Homeowner's exemption	$155,288 Land $28,525 Building $126,763	$465,864 Land $85,575 Building $380,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 208 Grindstone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Grindstone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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