204 Grindstone Rd, Chatham, IL 62629 Property Records

Sangamon County property record for 204 Grindstone Rd, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.401 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2026)
Tax Bill	$9,848 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-351-002`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-351-002`
Alternative APN	`29080351002 (CHECK DIGIT = 2)`

Exterior

Lot Area	17,500 sqft (0.401 acres)

Location & Zoning

Account Number	29080351002
Street Address	204 GRINDSTONE RD
City	CHATHAM
State	IL
Zip	62629-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 27 BRECKENRIDGE MANOR 2ND ADDN (17,500 SQ FT) 8-15-4
Legal Range	04
Legal Township	15
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR 2ND ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5006
Census Tract	3203

Owner

204 Grindstone Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Sangamon County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 GRINDSTONE RD, CHATHAM, IL 62629-2045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage HMA MORTGAGE
Apr 27, 2021	Warranty Deed, Transfer CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202611631
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 29, 2026
Property Address	204 GRINDSTONE RD, CHATHAM, IL 62629-2045
Document Number	0000011631
Instrument Date	Jun 23, 2026
Instrument	202611631
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GRINDSTONE RD, CHATHAM, IL 62629-2045

Mortgage

Document Number	0000011632,
Date	Jun 29, 2026
Instrument	202611632

Lender

Name	HMA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.25%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 27, 2021
Property Address	204 GRINDSTONE RD, CHATHAM, IL 62629-2045
Document Number	2021R11301
Instrument Date	Apr 23, 2021
Instrument	2021R11301
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Tax	$615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WOLF DEN CT, 104, LAKE SAINT LOUIS, MO 63367-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 GRINDSTONE RD, CHATHAM, IL 62629-2045

Tax Assessment & Valuation

The 2025 property tax bill for 204 Grindstone Rd was $9,848 with exemptions applied, up 9% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,848.00 (+8.96%) Homeowner's exemption Senior Citizen's exemption	$146,153 (+7.29%) Land $31,319 Building $114,834	$438,459 (+7.29%) Land $93,957 Building $344,502
2024	$9,038.00	$136,222 Land $29,191 Building $107,031	$408,666 Land $87,573 Building $321,093
2022	$8,046.00 Homeowner's exemption Senior Citizen's exemption	$115,154 Land $24,676 Building $90,478	$345,462 Land $74,028 Building $271,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Grindstone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Grindstone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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