208 Gardner Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 208 Gardner Cv, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,177 sqft · built 2010
Lot Size	0.153 acres (6,653 sqft)
Owner	Company Name on Record
Last Sale	$309,400 (Apr 2021)
Tax Bill	$6,179 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411400J03800000`

Property Details

APN / Parcel Number

Primary APN	`1G0411400J03800000`
Alternative APNs	`000000131518` `000000256263` `000000275334` `131518`

Interior

Stories	1 Story
Building Area	2,177 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	2,177 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,653 sqft (0.153 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	138 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	208 GARDNER CV
City	CIBOLO
State	TX
Zip	78108-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #4 BLOCK J LOT 38 0.1527 AC
Legal Subdivision	BUFFALO CROSSING #4
Legal Tract	38
Legal Block	J
Legal Lot Number	38
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3005
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Special Warranty Deed, Transfer
Apr 15, 2021	Warranty Deed, Transfer · Commercial Mortgage HPA US1 TEXAS LENDING LLC
Apr 16, 2020	Grant Deed, Transfer NOT AVAILABLE
Apr 17, 2017	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Apr 15, 2021
Deed Document Number	202199012732
Prior Transfer Date	Apr 13, 2017
Prior Transfer Doc	0000008297
Record Updated	Sep 20, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 11, 2022
Property Address	208 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0099024907
Map Reference	VOL 7 PG 384
Instrument Date	Dec 22, 2021
Instrument	202299024907
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 S RIVERSIDE PLZ # PLZ2000, 120, CHICAGO, IL 60606-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 15, 2021
Property Address	208 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0099012732
Map Reference	VOL 7 PG 384
Instrument Date	Apr 1, 2021
Instrument	202199012732
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Mortgage

Document Number	0099012733
Date	Apr 15, 2021
Instrument	202199012733

Lender

Name	HPA US1 TEXAS LENDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 16, 2020
Property Address	208 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000009161
Instrument Date	Apr 14, 2020
Instrument	9161
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Apr 17, 2017
Property Address	208 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000008297
Map Reference	VOL7 PG384
Instrument Date	Apr 13, 2017
Instrument	2017008297
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 GARDNER CV, 208, CIBOLO, TX 78108-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 FM 465, MARION, TX 78124-5026

Mortgage

Document Number	0000008298
Date	Apr 17, 2017
Instrument	2017008298

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,690 (+3.59%) Land $58,348 Building $273,342	$331,690 (+3.59%) Land $58,348 Building $273,342
2025	$6,179.00 (-14.45%)	$320,199 (-14.35%) Land $40,349 Building $279,850	$320,199 (-14.35%) Land $40,349 Building $279,850
2023	$7,223.00 (-7.28%)	$373,848 Land $54,236 Building $319,612	$373,848 Land $54,236 Building $319,612
2022	$7,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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