200 Gardner Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 200 Gardner Cv, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 2010
Lot Size	0.191 acres (8,336 sqft)
Owner	2 Company Names on Record
Last Sale	$278,100 (Jul 2018)
Tax Bill	$4,688 (2025)
Deeds & Mortgages	Jun 2021 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1G0411400J04000000`

Property Details

APN / Parcel Number

Primary APN	`1G0411400J04000000`
Alternative APNs	`000000131520` `000000257507` `131520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,166 sqft
2nd Floor Area	1,372 sqft
Utility Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,336 sqft (0.191 acres)
Lot Dimensions	108 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	301 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 GARDNER CV
City	CIBOLO
State	TX
Zip	78108-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #4 BLOCK J LOT 40 0.1914 AC
Legal Subdivision	BUFFALO CROSSING #4
Legal Tract	40
Legal Block	J
Legal Lot Number	40
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3005
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	200 GARDNER CV, CIBOLO, TX 78108-4366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Intrafamily Transfer, Transfer
Dec 9, 2020	Deed of Trust, Mortgage AMERISAVE MTG
Jul 17, 2018	Warranty Deed, Transfer INTERLINC MTG
Jul 11, 2017	Warranty Deed, Transfer · VA Mortgage WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	201899015875
Last Transfer Date	Jun 2, 2021
Transfer Doc	0099019072
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jun 3, 2021
Property Address	200 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0099019072
Map Reference	VOL 7 PG 384
Instrument Date	Jun 2, 2021
Instrument	202199019072
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	200 GARDNER CV, CIBOLO, TX 78108-4366

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	200 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000037366
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366

Mortgage

Document Number	0000037366
Date	Dec 22, 2020
Instrument	37366

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 17, 2018
Property Address	200 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000015875
Instrument Date	Jul 16, 2018
Instrument	15875
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366

Mortgage

Document Number	15876
Date	Jul 17, 2018
Instrument	15876

Lender

Name	INTERLINC MTG
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 11, 2017
Property Address	200 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000015855
Map Reference	VOL7 PG384-386
Instrument Date	Jul 7, 2017
Instrument	2017015855
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CAPITAL TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 GARDNER CV, CIBOLO, TX 78108-4366

Mortgage

Document Number	0000015856
Date	Jul 11, 2017
Instrument	2017015856

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,496 (+9.16%) Land $65,517 Building $285,979	$351,496 (+9.16%) Land $65,517 Building $285,979
2025	$4,688.00 (-19.12%) Homeowner's exemption	$322,012 (-16.58%) Land $47,101 Building $274,911	$322,012 (-16.58%) Land $47,101 Building $274,911
2024	$5,796.00 (+8.01%)
2023	$5,366.00 (-11.38%) Homeowner's exemption	$386,000 Land $62,244 Building $323,756	$386,000 Land $62,244 Building $323,756
2022	$6,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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