208 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 208 Fleming St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1995
Lot Size	0.034 acres (1,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,070,000 (Mar 2026)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00010120-000711`

Property Details

APN / Parcel Number

Primary APN	`00010120-000711`
Alternative APNs	`01010100010120000711` `8868901`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,479 sqft (0.034 acres)

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	592 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8868901
Street Address	208 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOT 2 SQR 52 (A/K/A UNIT 1 FLEMING COURT) OR1361-1554/57 OR1568-721/722 OR1650-1725/27 OR2961-2288
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 52
Legal Block	52
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2029
Census Tract	972500

Owner

Source: Monroe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1457 OLD SWEDE RD, DOUGLASSVILLE, PA 19518-8928
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	20262534178
Deed Book / Page	3368 / 2204
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 2, 2026
Property Address	208 FLEMING ST, KEY WEST, FL 33040-8329
Document Number	0033682204
Book / Page	3368 / 2204
Instrument Date	Feb 27, 2026
Instrument	2534178
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 SHERRY LN, LANCASTER, PA 17601-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1457 OLD SWEDE RD, DOUGLASSVILLE, PA 19518-8928

Mortgage

Document Number	0033682211
Date	Mar 2, 2026
Instrument	3368/2211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 2, 2019
Property Address	208 FLEMING ST, KEY WEST, FL 33040-8329
Document Number	0029612288
Book / Page	002961 / 002288
Instrument Date	Apr 29, 2019
Instrument	2218133
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	949 SHERRY LN LANCASTER PA 176012023, LANCASTER, PA 17601-2023

Mortgage

Document Number	29612295
Date	May 2, 2019
Book Page	002961/002295
Instrument	2218136

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,127.00 (+7.7%)	$1,217,226 (+16.11%) Land $905,148 Building $312,078	$1,217,226 (+16.11%) Land $905,148 Building $312,078
2024	$9,403.00 (+9.12%)
2023	$8,617.00 (+9.45%)	$1,048,322 (+6.11%) Land $762,336 Building $285,986	$1,048,322 (+6.11%) Land $762,336 Building $285,986
2022	$7,873.00	$987,981 Land $698,975 Building $289,006	$987,981 Land $698,975 Building $289,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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