206 Fleming St, #23, Key West, FL 33040 Property Records

Monroe County property record for 206 Fleming St, #23, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 960 sqft · built 1994
Lot Size	0.021 acres (927 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2026)
Tax Bill	$8,480 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00010120-007023`

Property Details

APN / Parcel Number

Primary APN	`00010120-007023`
Alternative APNs	`01010100010120007023` `8850697`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2007
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	927 sqft (0.021 acres)
Lot Dimensions	58 ft deep x 16 ft wide
Porch	Open Porch
Porch Area	352 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8850697
Street Address	206 FLEMING ST, 23
City	KEY WEST
State	FL
Zip	33040-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOT 2 SQR 52 OR1320-1052 OR1324-1389/91 OR1486-1406 OR1707-136 OR3083-2328 OR3095-0140
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	PRESIDENTS LANE TWNHMS
Legal Block	52
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2029
Census Tract	972500

Owner

Source: Monroe County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	206 FLEMING ST, 23, KEY WEST, FL 33040-8329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	20262552661
Deed Book / Page	3393 / 412
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 21, 2026
Property Address	206 FLEMING ST, 23, KEY WEST, FL 33040-8329
Document Number	0002552661
Book / Page	3393 / 412
Instrument Date	Jun 23, 2026
Instrument	20262552661
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 FLEMING ST, 23, KEY WEST, FL 33040-8329

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 5, 2021
Property Address	206 FLEMING ST # 23, 23, KEY WEST, FL 33040-8329
Document Number	0030950140
Book / Page	3095 / 140
Instrument Date	Apr 22, 2021
Instrument	2317866
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25774 RIDGE DR, 25774, PIONEER, CA 95666-9579

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5534 OAKMONT CIR, NASHVILLE, TN 37209-4648

Mortgage

Document Number	3095178
Date	May 5, 2021
Instrument	3095/178

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,480.00 (+3.76%) Homeowner's exemption	$1,003,951 (+3.1%)	$1,048,268 (+4.79%) Land $778,680 Building $269,588
2024	$8,173.00 (-1.09%)
2023	$8,263.00 (+7.35%) Homeowner's exemption	$973,779 (+5.89%)	$1,000,321 (+8.77%) Land $737,799 Building $262,522
2022	$7,697.00 Homeowner's exemption	$919,650 Land $650,708 Building $268,942	$919,650 Land $650,708 Building $268,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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