208 E Throp St, Troy, IL 62294 Property Records

Madison County property record for 208 E Throp St, Troy, IL 62294 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 975 sqft · built 1890
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$144,000 (May 2026)
Tax Bill$2,423 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
+ 2 more
APN09-2-22-04-20-401-012

Property Details

APN / Parcel Number

Primary APN09-2-22-04-20-401-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area975 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address208 E THROP ST
CityTROY
StateIL
Zip62294-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJARVIS JOHN F ADD LOT PT 5 50X140
Legal SubdivisionJARVIS JOHN F ADDN
Legal Lot Number5
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1013
Census Tract403531

Owner

Source: Madison County records · APN 09-2-22-04-20-401-012

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address208 E THROP ST, TROY, IL 62294-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage
FIRST MID IL BANK AND TRUST
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST MID IL BANK AND TRUST
Oct 27, 2022Transfer on Death Deed, Transfer
Jan 09, 2020Warranty Deed, Transfer · Conventional Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleOct 27, 2022
Deed Document Number202614474
Prior Transfer DateOct 25, 2022
Prior Transfer Doc0000034696
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Recording DateMay 20, 2026
Property Address208 E THROP ST, TROY, IL 62294-1232
Document Number0000014476
Instrument DateMay 20, 2026
Instrument202614476
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E THROP ST, TROY, IL 62294-1232

Mortgage

Document Number0000014476,
DateMay 20, 2026
Instrument202614476
Lender
NameFIRST MID IL BANK AND TRUST
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateMay 20, 2026
Property Address208 E THROP ST, TROY, IL 62294-1232
Document Number0000014474
Instrument DateMay 20, 2026
Instrument202614474
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21,816.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E THROP ST, TROY, IL 62294-1232

Mortgage

DateMay 20, 2026
Lender
NameFIRST MID IL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMADISON IL
Recording DateOct 27, 2022
Property Address208 E THROP ST, TROY, IL 62294-1232
Document Number0000034696
Map ReferencePB 5 PG 3
Instrument DateOct 25, 2022
Instrument2022R34696
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 E THROP ST, 208, TROY, IL 62294-1232

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 E THROP ST, TROY, IL 62294-1232

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJan 09, 2020
Property Address208 E THROP ST, TROY, IL 62294-1232
Document Number0000000986
Map ReferencePB05 PG03
Instrument DateJan 06, 2020
Instrument2020R00986
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS & TITLES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$163.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address208 E THROP ST, TROY, IL 62294-1232

Mortgage

Document Number0000000987
DateJan 09, 2020
Instrument2020R00987
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,423.00 (+7.55%)$41,030 (+28.3%) Land $10,940 Building $30,090$123,090 (+28.17%) Land $32,820 Building $90,270
2024$2,253.00 (+16.07%)
2022$1,941.00$31,980 Land $8,530 Building $23,450$96,036 Land $25,616 Building $70,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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