206 E Throp St, Troy, IL 62294 Property Records

Madison County property record for 206 E Throp St, Troy, IL 62294 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 1906
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Last Sale$193,000 (May 2024)
Tax Bill$3,386 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2019 Loan Modification
+ 2 more
APN09-2-22-04-20-401-011

Property Details

APN / Parcel Number

Primary APN09-2-22-04-20-401-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area1,216 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address206 E THROP ST
CityTROY
StateIL
Zip62294-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJARVIS JOHN F ADD LOT 4 100X140
Legal SubdivisionJARVIS JOHN F ADDN
Legal Lot Number4
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1013
Census Tract403531

Owner

Source: Madison County records · APN 09-2-22-04-20-401-011

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address206 E THROP ST, TROY, IL 62294-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2021Deed of Trust, Mortgage · USDA Mortgage
USDA
Jul 31, 2019Loan Modification, Mortgage · Conventional with PMI
MONEY SOURCE
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOUSING & CMNTY DEV DEPT
Jun 14, 2017Warranty Deed, Transfer
ABSTRACTS AND TITLES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number202412256
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address206 E THROP ST, TROY, IL 62294-1232
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050170
DateDec 07, 2021
Instrument2021R50170
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address206 E THROP ST, TROY, IL 62294-1232
Document Number0000032421
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E THROP ST TROY IL 622941232, TROY, IL 62294-1232

Mortgage

Document Number0000032421
DateOct 08, 2019
Instrument32421
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressMERIDEN, CT 06450
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 07, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address206 E THROP ST, TROY, IL 62294-1232
Document Number0000032422
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyINGEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E THROP ST TROY IL 622941232, TROY, IL 62294-1232

Mortgage

Document Number0000032422
DateOct 08, 2019
Instrument32422
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressPO BOX 200011, ST LOUIS, MO 63120
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 07, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJun 14, 2017
Property Address206 E THROP ST, TROY, IL 62294-1232
Document Number0000019664
Map ReferencePL 5 PG 3
Instrument DateJun 06, 2017
Instrument2017R19664
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyABSTRACTS AND TITLES

Transaction

AmountAmount Recorded
Tax$232.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 E THROP ST, TROY, IL 62294-1232

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,386.00 (+42.75%)$48,950 (+49.47%) Land $14,600 Building $34,350$146,850 (+49.32%) Land $43,800 Building $103,050
2024$2,372.00 (+18.72%)
2022$1,998.00$32,750 Land $11,380 Building $21,370$98,348 Land $34,174 Building $64,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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