Perry County property record for 208 E Main St, Somerset, OH 43783
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,097 sqft · built 1901 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2024) |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-000313.0000 |
| Primary APN | 32-000313.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 699 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 165 ft deep x 72 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 78 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 208 E MAIN ST |
|---|---|
| City | SOMERSET |
| State | OH |
| Zip | 43783-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT WHOLELOT 226 SEC 00 |
| Legal Subdivision | FLINCKS ADDITION |
| Legal Lot Number | 226 |
| Jurisdiction | PERRY OH |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 965902 |
Source: Perry County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on Record |
| Deed Sale | Jun 7, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 20241940 |
| Deed Book / Page | 510 / 2369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Document Number | 000528/329 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 528/329 |
| Instrument | 202600000518 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00470/1842 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 470/1842 |
| Instrument | 202000005037 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY OH |
| Property Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Document Number | 00489/1729 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 489/1729 |
| Instrument | 202200001786 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERRY OH |
| Recording Date | Mar 28, 2017 |
| Property Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Document Number | 00433/0989 |
| Book / Page | 433 / 0989 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 201700001116 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | VAN HORN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 E MAIN ST, SOMERSET, OH 43783-9445 |
| Document Number | 201700001117 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 201700001117 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Number | 00433/1011 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 433/1011 |
| Instrument | 201700001118 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | SOMERSET, OH 43783 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Perry County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Perry County |
| County Subdivision | Reading Township |
| Municipality | Somerset Village |
| Unified School District | Northern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,286.00 Homeowner's exemption | $53,940 (-) Land $5,820 Building $48,120 | |
| 2024 | $2,286.00 (-25.54%) Homeowner's exemption | $53,940 (-19.98%) Land $5,820 Building $48,120 | |
| 2023 | $3,070.00 (+28.88%) | $67,410 (+62.51%) Land $5,820 Building $61,590 | $154,110 (+30.04%) Land $16,630 Building $137,480 |
| 2022 | $2,382.00 | $41,480 Land $4,390 Building $37,090 | |
| 2020 | $118,510 Land $12,550 Building $105,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SOMERSET serves 1,490 people · EPA ID OH6401111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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