202 E Main St, Somerset, OH 43783 Property Records

Perry County property record for 202 E Main St, Somerset, OH 43783

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,287 sqft · built 1901
Lot Size0.094 acres (4,095 sqft)
OwnerIndividual Name on Record
Last Sale$119,900 (Nov 2019)
Tax Bill$1,118 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-000002.0000

Property Details

APN / Parcel Number

Primary APN32-000002.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area726 sqft
2nd Floor Area306 sqft
Basement Area510 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,095 sqft (0.094 acres)
Lot Dimensions165 ft deep x 20 ft wide

Exterior Amenities

PorchSlab
Porch Area90 sqft
Deck Area15 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address202 E MAIN ST
CitySOMERSET
StateOH
Zip43783-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 FT E SIDELOT 223FORM ERLY LOT 34 SEC 00
Legal SubdivisionJOHN FINCK S SENIOR ADDITION
Legal Lot Number34
JurisdictionPERRY OH
Township / Civil DivisionREADING
Census Block Group2
Census Block2031
Census Tract965902

Owner

Source: Perry County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 E MAIN ST, SOMERSET, OH 43783-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2018Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 14, 2018Warranty Deed, Transfer · Line of Credit
NORTH VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number20194470
Deed Book / Page459 / 151
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPERRY OH
Property Address202 E MAIN ST, SOMERSET, OH 43783-9445
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyWESBANCO TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00446/0811
DateJul 27, 2018
Book Page446/0811
Instrument201800003010
Lender
NameWESBANCO BANK INC
TypeBank
AddressSAINT CLAIRSVILLE, OH 43950
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 12, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPERRY OH
Recording DateNov 27, 2019
Property Address202 E MAIN ST, SOMERSET, OH 43783-9445
Document Number00459/0151
Book / Page459 / 0151
Map ReferenceMB 294 PG 814
Instrument DateNov 8, 2019
Instrument201900004470
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyQUALITY CHOICE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 E MAIN ST, SOMERSET, OH 43783-9445

Mortgage

Document Number201900004471
DateNov 27, 2019
Instrument201900004471
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPERRY OH
Recording DateDec 14, 2018
Property Address202 E MAIN ST, SOMERSET, OH 43783-9445
Document Number00450/0033
Book / Page450 / 0033
Map ReferenceMB 2 PG 17
Instrument DateDec 13, 2018
Instrument201800004999
Transaction TypeTransfer
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1115, ZANESVILLE, OH 43702-1115

Mortgage

Document Number201800005000
DateDec 14, 2018
Instrument201800005000
Lender
NameNORTH VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Perry County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPerry County
County SubdivisionReading Township
MunicipalitySomerset Village
Unified School DistrictNorthern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,118.00 Homeowner's exemption$26,380 (-) Land $2,810 Building $23,570
2024$1,118.00 (-5.17%) Homeowner's exemption$26,380 (-) Land $2,810 Building $23,570
2023$1,179.00 (+48.49%) Homeowner's exemption$26,380 (+87.22%) Land $2,810 Building $23,570$75,350 (+87.11%) Land $8,020 Building $67,330
2022$794.00 Homeowner's exemption$14,090 Land $1,750 Building $12,340
2020$40,270 Land $5,000 Building $35,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF SOMERSET
serves 1,490 people · EPA ID OH6401111
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20

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