208 E Main St, Oakland, IL 61943 Property Records

Coles County property record for 208 E Main St, Oakland, IL 61943

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,606 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Nov 2021)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Nov 2021 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-0-03300-000`

Property Details

APN / Parcel Number

Primary APN	`03-0-03300-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,606 sqft Base Area
1st Floor Area	2,606 sqft
Basement Area	1,303 sqft
Unfinished Basement	1,303 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1910
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	212 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	400 sqft

Location & Zoning

Street Address	208 E MAIN ST
City	OAKLAND
State	IL
Zip	61943-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALODIN'S ADDITION LOTS 04 & 05 BLOCK 01
Legal Subdivision	VALODIN'S ADDITION
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	COLES IL
Township / Civil Division	EAST OAKLAND
Census Block Group	1
Census Block	1023
Census Tract	100

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 E MAIN ST, OAKLAND, IL 61943-7149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Feb 1, 2011 · Amount on Record
Deed Document Number	2021798062
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 2, 2021
Property Address	208 E MAIN ST, OAKLAND, IL 61943-7149
Document Number	202100798062
Instrument Date	Oct 29, 2021
Instrument	202100798062
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$135.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E MAIN ST, OAKLAND, IL 61943-7149

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	208 E MAIN ST, OAKLAND, IL 61943-7149
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100793122
Date	Feb 25, 2021
Instrument	202100793122

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	208 E MAIN ST, OAKLAND, IL 61943-7149
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000786523
Date	Mar 2, 2020
Instrument	202000786523

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Feb 27, 2017
Property Address	208 E MAIN ST, OAKLAND, IL 61943-7149
Document Number	201700768902
Instrument Date	Feb 22, 2017
Instrument	201700768902
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E MAIN ST, OAKLAND, IL 61943-7149

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	East Oakland Township
Municipality	Oakland City
Unified School District	Oakland Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+52.95%)	$46,812 (-) Land $2,544 Building $44,268	$140,436 (-) Land $7,632 Building $132,804
2023		$46,812 Land $2,544 Building $44,268	$140,436 Land $7,632 Building $132,804
2020	$2,629.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND serves 739 people · EPA ID IL0290300
Water Source	Purchased groundwater from EMBARRAS AREA WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

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