112 E Main St, Oakland, IL 61943 Property Records

Coles County property record for 112 E Main St, Oakland, IL 61943

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1892
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (May 2026)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2024 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-0-03065-000`

Property Details

APN / Parcel Number

Primary APN	`03-0-03065-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Base Area
1st Floor Area	1,128 sqft
Basement Area	282 sqft
Unfinished Basement	282 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	111 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 E MAIN ST
City	OAKLAND
State	IL
Zip	61943-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H. RUTHERFORD'S ADDITION LOT 01 BLOCK 03
Legal Subdivision	H RUTHERFORD'S ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	COLES IL
Township / Civil Division	EAST OAKLAND
Census Block Group	1
Census Block	1024
Census Tract	100

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer WHEATLAND TITLE
Sep 18, 2024	Public Action, Foreclosure
Sep 6, 2016	Intrafamily Transfer, Transfer
Nov 10, 2015	Warranty Deed, Transfer
Jun 12, 2009	Executor's Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Nov 10, 2015 · Amount on Record
Deed Document Number	2026822727
Prior Transfer Date	Sep 1, 2016
Prior Transfer Doc	0000765955
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 18, 2026
Property Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Document Number	0000822727
Instrument Date	May 13, 2026
Instrument	2026822727
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$5,302.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 E MAIN ST, OAKLAND, IL 61943-7211

September 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	COLES IL
Recording Date	Sep 18, 2024
Property Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Document Number	202400813808
Instrument Date	Sep 17, 2024
Instrument	202400813808
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 BROADMOOR DR STE 100, 100, CHAMPAIGN, IL 61821-5968
Investor	Possibly a Property Investor

September 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Sep 6, 2016
Property Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Document Number	201600765955
Instrument Date	Sep 1, 2016
Instrument	201600765955
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E MAIN ST, OAKLAND, IL 61943-7211

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 10, 2015
Property Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Document Number	201500760805
Instrument Date	Nov 5, 2015
Instrument	201500760805
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13055 N 75TH ST, OAKLAND, IL 61943-7620

June 2009: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	COLES IL
Recording Date	Jun 12, 2009
Property Address	112 E MAIN ST, OAKLAND, IL 61943-7211
Document Number	2009715494
Instrument Date	Jun 12, 2009
Instrument	2009715494
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 E MAIN ST, OAKLAND, IL 61943-7211

Mortgage

Document Number	2009715495
Date	Jun 12, 2009
Instrument	2009715495

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	East Oakland Township
Municipality	Oakland City
Unified School District	Oakland Community Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+41.95%) Homeowner's exemption	$20,017 (-) Land $1,073 Building $18,944	$60,051 (-) Land $3,219 Building $56,832
2024	$1,211.00 (+20.14%)	$20,017 (-) Land $1,073 Building $18,944	$60,051 (-) Land $3,219 Building $56,832
2023		$20,017 Land $1,073 Building $18,944	$60,051 Land $3,219 Building $56,832
2020	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND serves 739 people · EPA ID IL0290300
Water Source	Purchased groundwater from EMBARRAS AREA WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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