208 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 208 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1900
Lot Size	0.115 acres (5,031 sqft)
Owner	Individual Name on Record
Last Sale	$96,000 (Nov 2021)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-04-02`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-04-02`
Alternative APNs	`120012807300040020000000` `4232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	903 sqft
Upper Floors Area	273 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,031 sqft (0.115 acres)
Lot Dimensions	117 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4232
Street Address	208 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	SUBDIVISION NO 26 OF HAMILTONS GORE
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3011
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 E 8TH ST, OSWEGO, NY 13126-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	202113485
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 15, 2021
Property Address	208 E 8TH ST, OSWEGO, NY 13126-3333
Document Number	0000003485
Instrument Date	Nov 5, 2021
Instrument	R-2021-013485
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EDWARDS CIR, 100, OSWEGO, NY 13126-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 THOMPSON RD, OSWEGO, NY 13126-6038

Mortgage

Document Number	0000003486
Date	Nov 15, 2021
Instrument	R-2021-013486

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000003487
Date	Nov 15, 2021
Instrument	R-2021-013487

Lender

Name	HOUSING TRUST FUND CORPORATION
Type	Non-Lending Institution
Address	ALBANY, NY 12207

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,118.00	$113,000 (+31.7%) Land $18,600 Building $94,400	$113,000 (+9.31%) Land $18,600 Building $94,400
2023		$85,800 Land $12,200 Building $73,600	$103,373 Land $14,699 Building $88,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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