201 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 201 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,739 sqft · built 1900
Lot Size	0.268 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Dec 2016)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.65-04-22`

Property Details

APN / Parcel Number

Primary APN	`351200 128.65-04-22`
Alternative APNs	`120012806500040220000000` `0440 M`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	117 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0440 M
Street Address	201 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	HAMILTONS GORE
Legal Block	4
Legal Lot Number	22.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1010
Census Tract	21604

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 E 8TH ST, OSWEGO, NY 13126-3332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Intrafamily Transfer, Transfer
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Feb 17, 2015 · Amount on Record
Deed Document Number	2016R2016012711
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000009968
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Nov 6, 2025
Property Address	201 E 8TH ST, OSWEGO, NY 13126-3332
Document Number	0000009968
Instrument Date	Nov 6, 2025
Instrument	R-2025-009968
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 E 8TH ST, OSWEGO, NY 13126-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 E 8TH ST, OSWEGO, NY 13126-3332

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	201 E 8TH ST, OSWEGO, NY 13126-3332
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CAPITAL ABSTRACT OF CNY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E 8TH ST, OSWEGO, NY 13126-3332

Mortgage

Document Number	0000007873
Date	Jul 20, 2022
Instrument	R-2022-007873

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (-39.36%)	$155,000 (-) Land $22,400 Building $132,600	$155,000 (-) Land $22,400 Building $132,600
2024	$2,302.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$155,000 (+101.3%) Land $22,400 Building $132,600	$155,000 (+67.08%) Land $22,400 Building $132,600
2023		$77,000 Land $16,400 Building $60,600	$92,771 Land $19,759 Building $73,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–1986)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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