208 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 208 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,037 sqft · built 1916
Lot Size	0.137 acres (5,960 sqft)
Owner	Individual Name on File
Last Sale	$75,500 (Feb 2026)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040/00827-000-000`

Property Details

APN / Parcel Number

Primary APN	`040/00827-000-000`
Alternative APN	`782402305024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
Gross Area	2,045 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	269 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,960 sqft (0.137 acres)
Lot Dimensions	149 ft deep x 40 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	208 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 COTTAGE PLACE
Legal Subdivision	COTTAGE PLACE
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3018
Census Tract	5200

Owner

Source: Polk County assessment roll, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	488 HAWKEYE CT, NEWELL, IA 50568-5071
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Special Warranty Deed, Transfer TIMIOS INC
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 2, 2022	Deed of Trust, Mortgage KENNYS BAIL BONDS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Sep 9, 2025 · Amount on Record
Deed Document Number	20269378
Deed Book / Page	20426 / 39
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000086989
Record Updated	Sep 20, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 23, 2026
Property Address	208 E 16TH ST, DES MOINES, IA 50316-3918
Document Number	0000009378
Book / Page	20426 / 39
Instrument Date	Dec 2, 2025
Instrument	2026-00009378
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	TIMIOS INC

Transaction

Amount	Amount Recorded
Tax	$119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 HAWKEYE CT, NEWELL, IA 50568-5071

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	208 E 16TH ST, DES MOINES, IA 50316-3918
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E 16TH ST, DES MOINES, IA 50316-3918

Mortgage

Document Number	0000005699
Date	Feb 7, 2024
Book Page	19713/662
Instrument	2024-00005699

Lender

Name	M & T BANK
Type	Bank
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	208 E 16TH ST, DES MOINES, IA 50316-3918
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 E 16TH ST, DES MOINES, IA 50316-3918

Mortgage

Document Number	0000088000
Date	Nov 28, 2022
Book Page	19336/582
Instrument	2022-00088000

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	208 E 16TH ST, DES MOINES, IA 50316-3918
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009250
Date	Feb 2, 2022
Book Page	18973/390
Instrument	2022-00009250

Lender

Name	KENNYS BAIL BONDS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00	$111,000 (+14.32%) Land $11,400 Building $99,600	$111,000 (+14.32%) Land $11,400 Building $99,600
2024	$1,744.00 (+18.8%)
2023		$97,100 Land $9,900 Building $87,200	$97,100 Land $9,900 Building $87,200
2020	$1,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2010)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Lumen Technologies.

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