207 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 207 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 967 sqft · built 1907
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Mar 2020)
Tax Bill	$2,052 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-02-326-012`

Property Details

APN / Parcel Number

Primary APN	`7824-02-326-012`
Alternative APN	`040/00859-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	967 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	716 sqft
Attic Area	251 sqft
Basement Area	716 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1959
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	100 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	207 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 COTTAGE PLACE PLAT 2
Legal Range	24W
Legal Township	78N
Legal Section	2
Legal Subdivision	COTTAGE PLACE PLAT 2
Legal Lot Number	12
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2012
Census Tract	5200

Owner

Source: Polk County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	207 E 16TH ST, DES MOINES, IA 50316-3917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit LUANA SVGS BK
Apr 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	2019-00079156
Deed Book / Page	17744 / 49
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	207 E 16TH ST, DES MOINES, IA 50316-3917
Document Number	0000079159
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 E 16TH ST DES MOINES IA 503163917, DES MOINES, IA 50316-3917

Mortgage

Document Number	0000079159
Date	Mar 20, 2020
Book Page	017744/000069
Instrument	79159

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 20, 2020
Property Address	207 E 16TH ST, DES MOINES, IA 50316-3917
Document Number	201900079156
Book / Page	17744 / 49
Instrument Date	Mar 16, 2020
Instrument	2019-00079156
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$149.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E 16TH ST, DES MOINES, IA 50316-3917

Mortgage

Document Number	201900079158
Date	Mar 20, 2020
Instrument	2019-00079158

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000079159
Date	Mar 20, 2020
Book Page	17744/69
Instrument	2019-00079159

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	207 E 16TH ST, DES MOINES, IA 50316-3917
Document Number	0000048550
Book / Page	016757 / 000084
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4225 FLEUR DR #171 DES MOINES IA 503212325, 171, DES MOINES, IA 50321-2325

Mortgage

Document Number	0000048550
Date	Dec 12, 2017
Book Page	016757/000084
Instrument	48550

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	LUANA, IA 52156-0068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 5, 2017
Property Address	207 E 16TH ST, DES MOINES, IA 50316-3917
Document Number	0000082671
Book / Page	016431 / 000119
Instrument Date	Mar 25, 2017
Instrument	82671
Transaction Type	Transfer
Record Updated	Jun 6, 2017

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 E 16TH ST DES MOINES IA 503163917, DES MOINES, IA 50316-3917

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,800 (+12.81%) Land $9,900 Building $116,900	$126,800 (+12.81%) Land $9,900 Building $116,900
2024	$2,052.00 (+55.45%)
2023		$112,400 Land $8,700 Building $103,700	$112,400 Land $8,700 Building $103,700
2020	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Lumen Technologies.

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