Garrett County property record for 208 Drane Dr, Accident, MD 21520
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,960 sqft · built 1990 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Dec 2025) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-013623 |
| Primary APN | 05-013623 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 642 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 013623 |
|---|---|
| Street Address | 208 DRANE DR |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.48 AC N/S DRANE DR ACCIDENT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 100 |
Source: Garrett County records · APN 05-013623
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 DRANE DR, ACCIDENT, MD 21520-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Apr 27, 2021 | Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2021 · Amount on Record |
| Deed Book / Page | 2659 / 1 |
| Prior Transfer Date | Apr 13, 2012 |
| Prior Transfer Doc | 0016540195 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 31, 2025 |
| Property Address | 208 DRANE DR, ACCIDENT, MD 21520-2054 |
| Document Number | 0026590001 |
| Book / Page | 2659 / 1 |
| Instrument Date | Dec 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 DRANE DR, ACCIDENT, MD 21520-2054 |
| Document Number | 0000026596 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2659/6 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 27, 2021 |
| Property Address | 208 DRANE DR, ACCIDENT, MD 21520-2054 |
| Document Number | 0023050370 |
| Book / Page | 2305 / 370 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 208 DIANE DRIVE, ACCIDENT, MD 21520 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+1.39%) Homeowner's exemption | $272,633 (+33.45%) | $306,800 (+50.17%) Land $17,900 Building $288,900 |
| 2023 | $3,381.00 Homeowner's exemption | $204,300 Land $17,900 Building $186,400 | $204,300 Land $17,900 Building $186,400 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ACCIDENT serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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