Garrett County property record for 207 Drane Dr, Accident, MD 21520 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,036 sqft · built 1982 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Aug 1982) |
| Tax Bill | $3,422 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-011450 |
| Primary APN | 05-011450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,036 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Patio Area | 168 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 011450 |
|---|---|
| Street Address | 207 DRANE DR |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.69 AC S/S DRANE DR ACCIDENT |
| Legal Subdivision | HIGHLANDER ESTATE SUB |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 100 |
Source: Garrett County records · APN 05-011450
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 DRANE DR, ACCIDENT, MD 21520-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2017 | Deed of Trust, Mortgage FREEDOM BANK |
| Dec 08, 2017 | Deed of Trust, Mortgage FREEDOM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 1982 · Amount on Record |
| Deed Sale | Aug 10, 1982 · Amount on Record |
| Deed Book / Page | 426 / 498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 207 DRANE DR, ACCIDENT, MD 21520-2079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020450348 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 2045/0348 |
| Instrument | 2045-0348 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 207 DRANE DR, ACCIDENT, MD 21520-2079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020450326 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 2045/0326 |
| Instrument | 2045-0326 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422.00 (+2.79%) Homeowner's exemption | $286,400 (+42.35%) Land $19,200 Building $267,200 | $286,400 (+42.35%) Land $19,200 Building $267,200 |
| 2023 | $3,329.00 Homeowner's exemption | $201,200 Land $19,200 Building $182,000 | $201,200 Land $19,200 Building $182,000 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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