208 Borland St, Brooksville, FL 34604 Property Records

Hernando County property record for 208 Borland St, Brooksville, FL 34604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,708 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$350,100 (May 2024)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R35-223-18-3017-0000-0980`

Property Details

APN / Parcel Number

Primary APN	`R35-223-18-3017-0000-0980`
Alternative APN	`1813880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	208 BORLAND ST
City	BROOKSVILLE
State	FL
Zip	34604-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNCOAST LANDING PHASE 2 LOT 98
Legal Phase	2
Legal Lot Number	98
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	40911

Owner

208 Borland St is owned and occupied by an individual who bought it in May 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 7, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 28, 2023	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on File
Deed Sale	May 7, 2024 · Amount on File
Prior Sale	Dec 28, 2023 · Amount on File
Deed Document Number	2024026579
Deed Book / Page	4419 / 1902
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502

Mortgage

Document Number	0046381740
Date	Nov 25, 2025
Book Page	4638/1740
Instrument	2025081524

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 7, 2024
Property Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502
Document Number	0044191902
Book / Page	4419 / 1902
Map Reference	MB 45 PG 22-25
Instrument Date	Apr 26, 2024
Instrument	2024026579
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502

Mortgage

Document Number	0044191904
Date	May 7, 2024
Instrument	4419/1904

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 28, 2023
Property Address	208 BORLAND ST, BROOKSVILLE, FL 34604-5502
Document Number	0043780148
Book / Page	4378 / 148
Map Reference	MB 45 PG 22-25
Instrument Date	Dec 26, 2023
Instrument	2023081418
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$812.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 RIVER CROSSING BOULEVARD # BLVD102, BLVD102, NEW PORT RICHEY, FL 34655-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Flood

FEMA maps place 208 Borland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Borland St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Open Infra, WOW Internet, Cable & Phone.

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