208 5th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 208 5th St, Mexico Beach, FL 32456

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 696 sqft · built 1967
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Feb 2026)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Feb 2026 Sale Apr 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04891-050-000`

Property Details

APN / Parcel Number

Primary APN	`04891-050-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	696 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1967
Exterior Material	Aluminum Siding
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	208 5TH ST
City	MEXICO BEACH
State	FL
Zip	32456-0198
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MB02
Legal Description	MEXICO BEACH UNIT 12 LOT 8 BLK 5 ORB 4794 P 1275
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	MEXICO BEACH UNIT 12
Legal Block	5
Legal Lot Number	8 9
Legal Unit	12
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1081
Census Tract	600

Owner

Source: Bay County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	385 MONTEVALLO DR, ATLANTA, GA 30342-2320
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2024	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF DECATUR COUN
Feb 7, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 9, 2020	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	2026012106
Deed Book / Page	5007 / 127
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 27, 2026
Property Address	208 5TH ST, MEXICO BEACH, FL 32456-0198
Document Number	0050070127
Book / Page	5007 / 127
Map Reference	MB 10 PG 49
Instrument Date	Feb 24, 2026
Instrument	2026012106
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6525 CENTER GROVE ST, CUMMING, GA 30040-0227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 MONTEVALLO DR, ATLANTA, GA 30342-2320
Investor	Possibly a Property Investor

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 22, 2024
Property Address	208 5TH ST, MEXICO BEACH, FL 32456-0198
Document Number	0047941275
Book / Page	4794 / 1275
Map Reference	MB 10 PG 49
Instrument Date	Apr 10, 2024
Instrument	2024023109
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 GLENDA DR, BONAIRE, GA 31005-3565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6525 CENTER GROVE ST, CUMMING, GA 30040-0227

Mortgage

Document Number	0047941282
Date	Apr 22, 2024
Instrument	4794/1282

Lender

Name	FIRST NATIONAL BANK OF DECATUR COUN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2029

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 7, 2022
Property Address	208 5TH ST, MEXICO BEACH, FL 32456-0198
Document Number	0045201723
Book / Page	4520 / 1723
Map Reference	MB 10 PG 49
Instrument Date	Jan 29, 2022
Instrument	2022008879
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 225, ASHFORD, AL 36312-0225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 GLENDA DR, BONAIRE, GA 31005-3565

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 9, 2020
Property Address	208 5TH ST, MEXICO BEACH, FL 32456-0198
Document Number	0042410204
Book / Page	4241 / 204
Map Reference	MB 10 PG 49
Instrument Date	Mar 23, 2020
Instrument	2020024988
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 N COLLEGE ST, 425, AUBURN, AL 36830-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BRIDGEWATER CT, DOTHAN, AL 36303-9300

Mortgage

Document Number	0042410207
Date	Apr 9, 2020
Instrument	4241/0207

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Mar 25, 2025

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+9.52%)	$174,206 (+15.6%) Land $174,206	$174,206 (+15.6%) Land $174,206
2023	$2,583.00 (+68.38%)	$150,693 (+44.86%) Land $150,693	$150,693 (+44.86%) Land $150,693
2022	$1,534.00	$104,025 Land $104,025	$104,025 Land $104,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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