Bay County property record for 206 5th St, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,300 sqft · built 2022 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $605,000 (May 2024) |
| Tax Bill | $7,764 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04891-055-000 |
| Primary APN | 04891-055-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,300 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 112 ft deep x 75 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 206 5TH ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB02 |
| Legal Description | MEXICO BEACH UNIT 12 LOT 9 BLK 5 ORB 4804 P 1232 |
| Legal Subdivision | MEXICO BEACH UNIT 12 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Legal Unit | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 5TH ST, MEXICO BEACH, FL 32456-0198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on File |
| Deed Sale | May 22, 2024 · Amount on File |
| Deed Document Number | 0048041232 |
| Deed Book / Page | 4804 / 1232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 206 5TH ST, MEXICO BEACH, FL 32456-0198 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Name | Verified Name |
|---|
| Document Number | 0044351434 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 4435/1434 |
| Instrument | 2021054947 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,764.00 (+47.69%) | $478,009 (+35.15%) Land $174,206 Building $303,803 | $478,009 (+35.15%) Land $174,206 Building $303,803 |
| 2023 | $5,257.00 (+242.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $353,693 (+240.01%) Land $150,693 Building $203,000 | $353,693 (+240.01%) Land $150,693 Building $203,000 |
| 2022 | $1,534.00 | $104,025 Land $104,025 | $104,025 Land $104,025 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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