1. Home
  2. Florida
  3. Bay County
  4. Mexico Beach
  5. 4th St

208 4th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 208 4th St, Mexico Beach, FL 32456

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,900 sqft · built 1974
Lot Size0.192 acres (8,363 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Oct 2017)
Tax Bill$4,787 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04880-010-000

Property Details

APN / Parcel Number

Primary APN04880-010-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,900 sqft Living Area
1st Floor Area1,520 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,363 sqft (0.192 acres)
Lot Dimensions112 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area702 sqft
PorchFlorida Room
Porch Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address208 4TH ST
CityMEXICO BEACH
StateFL
Zip32456-0196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB02
Legal DescriptionMEXICO BEACH UNIT # 12 LOT 8 BLK 3 ORB 3947 P 1679
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal Block3
Legal Lot Number8
Legal Unit12
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1079
Census Tract600

Owner

208 4th St is owned and occupied by two individuals who acquired it in August 2025.

Source: Bay County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address208 4TH ST, MEXICO BEACH, FL 32456-0196
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2017 · Amount on File
Deed SaleOct 19, 2017 · Amount on File
Prior SaleApr 28, 2009 · Amount on File
Deed Document Number201760738
Deed Book / Page3947 / 1679
Last Transfer DateAug 20, 2025
Transfer Doc0049441146
Record UpdatedJun 8, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 19, 2017
Property Address208 4TH ST, MEXICO BEACH, FL 32456-0196
Document Number0039471679
Book / Page3947 / 1679
Map ReferenceMB10 PG49
Instrument DateSep 29, 2017
Instrument2017060738
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 DICKERSON BAY DR, GALLATIN, TN 37066-5509

Mortgage

Document Number2017060739
DateOct 19, 2017
Instrument2017060739
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 208 4th St was $4,787, up 2.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,787.00 (+2.46%) Homeowner's exemption$337,002 Land $174,206 Building $162,796$337,002 Land $174,206 Building $162,796
2024$4,672.00 (+5.3%)
2023$4,437.00 (+18.01%)$293,825 (+24.27%) Land $150,693 Building $143,132$293,825 (+24.27%) Land $150,693 Building $143,132
2022$3,760.00$236,439 Land $104,025 Building $132,414$236,439 Land $104,025 Building $132,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 208 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 4th St is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures