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203 4th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 203 4th St, Mexico Beach, FL 32456

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,008 sqft · built 2021
Lot Size0.192 acres (8,364 sqft)
Owner2 Owner Names on File
Last Sale$128,000 (Sep 2008)
Tax Bill$2,634 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04884-010-000

Property Details

APN / Parcel Number

Primary APN04884-010-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area744 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions112 ft deep x 75 ft wide
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address203 4TH ST
CityMEXICO BEACH
StateFL
Zip32456-0195
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMB02
Legal DescriptionMEXICO BEACH UNIT # 12 LOT 2 BLK 4 ORB 3085 P 923
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal Block4
Legal Lot Number2
Legal Unit12
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1104
Census Tract600

Owner

The current owner of 203 4th St bought it in September 2008.

Source: Bay County records, as of January 23, 2026

Owner of Record2 Owner Names on File
Mailing Address5421 CAROLEAN ST, GAINESVILLE, GA 30506-3193

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2008 · Amount on File
Deed SaleSep 10, 2008 · Amount on File
Deed Document Number2008054807
Deed Book / Page3085 / 0923
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address203 4TH ST, MEXICO BEACH, FL 32456-0195
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMASON TITLE AND ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5421 CAROLEAN ST, GAINESVILLE, GA 30506-3193

Mortgage

Document Number0042901148
DateAug 25, 2020
Book Page4290/1148
Instrument2020055728
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 203 4th St was $2,634.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,634.00$251,051 Land $174,206 Building $76,845$251,051 Land $174,206 Building $76,845
2023$2,362.00 (+22.89%)$222,259 (+32.07%) Land $150,693 Building $71,566$222,259 (+32.07%) Land $150,693 Building $71,566
2022$1,922.00$168,288 Land $104,025 Building $64,263$168,288 Land $104,025 Building $64,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

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