208 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 208 2nd St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 938 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2026)
Tax Bill	$2,812 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0110-00600`

Property Details

APN / Parcel Number

Primary APN	`185-0110-00600`
Alternative APNs	`1046326` `1179697`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	938 sqft Gross Area
1st Floor Area	938 sqft
Basement Area	469 sqft
Finished Basement	469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,100 sqft (0.163 acres)
Garage Area	308 sqft

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1179697
Street Address	208 2ND ST
City	DULUTH
State	MN
Zip	55810-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 AND 26 SERIAL #
Legal Subdivision	PROCTORKNOTT MAGOFFINS DIVISION
Legal Block	6
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2009
Census Tract	10100

Owner

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 2ND ST, DULUTH, MN 55810-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
May 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
Feb 21, 2018	Warranty Deed, Transfer · Conventional Mortgage ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	20261540595
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	0001510251
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2026
Property Address	208 2ND ST, DULUTH, MN 55810-1612
Document Number	0001540595
Instrument Date	Aug 24, 2026
Instrument	20261540595
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,658.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 2ND ST, DULUTH, MN 55810-1612
Investor	Possibly a Property Investor

Mortgage

Document Number	0001540597,
Date	Sep 18, 2026
Instrument	20261540597

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	208 2ND ST, DULUTH, MN 55810-1612
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 2ND ST, PROCTOR, MN 55810-1612

Mortgage

Document Number	0001443650
Date	May 23, 2022
Instrument	1443650

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2037

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 21, 2018
Property Address	208 2ND ST, DULUTH, MN 55810-1612
Document Number	00A1328021
Instrument Date	Feb 15, 2018
Instrument	A1328021
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	PIONEER ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.21
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 2ND ST PROCTOR MN 558101612, PROCTOR, MN 55810-1612

Mortgage

Document Number	A1328022
Date	Feb 21, 2018
Instrument	A1328022

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2038

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,812.00 (+32.14%)
2025	$2,128.00 (-6.99%) Homeowner's exemption	$195,300 (+9.53%) Land $15,200 Building $180,100	$195,300 (+9.53%) Land $15,200 Building $180,100
2024	$2,288.00	$178,300 (+30.34%) Land $15,500 Building $162,800	$178,300 (+30.34%) Land $15,500 Building $162,800
2022		$136,800 Land $11,700 Building $125,100	$136,800 Land $11,700 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Proctor serves 3,099 people · EPA ID MN1690042
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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