145 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 145 2nd St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,056 sqft · built 1920
Lot Size	0.146 acres (6,390 sqft)
Owner	Individual Name on File
Last Sale	$217,900 (Dec 2024)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-0040-00410`

Property Details

APN / Parcel Number

Primary APN	`185-0040-00410`
Alternative APNs	`1114230` `1175461`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	6,390 sqft (0.146 acres)
Garage Area	672 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1175461
Street Address	145 2ND ST
City	DULUTH
State	MN
Zip	55810-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:003 SERIAL #
Legal Subdivision	FIRST ADDITION TO PROCTORKNOTT
Legal Block	3
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	2
Census Block	2007
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0040-00410

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 2ND ST, DULUTH, MN 55810-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE
Apr 11, 2017	Grant Deed, Transfer · Conventional with PMI FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2024 · Amount on Record
Deed Sale	Dec 02, 2024 · Amount on Record
Prior Sale	Aug 03, 2021 · Amount on Record
Deed Document Number	20241500191
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 03, 2021
Property Address	145 2ND ST, DULUTH, MN 55810-2218
Document Number	0001420831
Instrument Date	Jul 26, 2021
Instrument	1420831
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$503.23
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 2ND ST, PROCTOR, MN 55810-2218

Mortgage

Document Number	0001420832
Date	Aug 03, 2021
Instrument	1420832

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2017
Property Address	145 2ND ST, DULUTH, MN 55810-2218
Document Number	00A1307182
Instrument Date	Apr 03, 2017
Instrument	A1307182
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	WEST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 2ND ST PROCTOR MN 558102218, PROCTOR, MN 55810-2218

Mortgage

Document Number	A1307183
Date	Apr 11, 2017
Instrument	A1307183

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Mortgage

Document Number	A1307184,
Date	Apr 11, 2017
Instrument	A1307184

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	APPLE VALLEY, MN 55124

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2027

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (-3.72%) Homeowner's exemption
2025	$2,206.00 (+7.93%) Homeowner's exemption	$175,500 (-4.31%) Land $14,000 Building $161,500	$175,500 (-4.31%) Land $14,000 Building $161,500
2024	$2,044.00	$183,400 (+21.22%) Land $14,000 Building $169,400	$183,400 (+21.22%) Land $14,000 Building $169,400
2022		$151,300 Land $21,200 Building $130,100	$151,300 Land $21,200 Building $130,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Spectrum, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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