20798 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 20798 Rte 3, Durango, IA 52039

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,308 sqft · built 1900
Lot Size0.268 acres (11,662 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Jul 2025)
Tax Bill$1,988 (2025)
Deeds & MortgagesJul 2025 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN05-30-102-015

Property Details

APN / Parcel Number

Primary APN05-30-102-015

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,308 sqft Living Area
1st Floor Area920 sqft
Upper Floors Area1,352 sqft
Basement Area920 sqft
Finished Basement524 sqft
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,662 sqft (0.268 acres)
Lot Dimensions131 ft deep x 101 ft wide
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area491 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20798 ROUTE 3
CityDURANGO
StateIA
Zip52039-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 2 & 1-1 MARK'S PLACE;
Legal Range01E
Legal Township90N
Legal Section30
Legal SubdivisionMARK'S PLACE
Legal Lot Number1,2
JurisdictionDUBUQUE IA
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3046
Census Tract10600

Owner

Source: Dubuque County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20798 ROUTE 3, DURANGO, IA 52039-9729
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on File
Deed SaleJul 1, 2025 · Amount on File
Prior SaleMay 31, 2022 · Amount on File
Deed Document Number20256797
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateJul 1, 2025
Property Address20798 ROUTE 3, DURANGO, IA 52039-9729
Document Number0000006797
Instrument DateJun 25, 2025
Instrument2025-00006797
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$431.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20798 ROUTE 3, DURANGO, IA 52039-9729

Mortgage

Document Number0000006799
DateJul 1, 2025
Instrument2025-00006799
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2035

Mortgage

Document Number0000006798
DateJul 1, 2025
Instrument2025-00006798
Lender
NameGREENSTATE CU
TypeCredit Union
Address2355 LANDON RD, NORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate12.6%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityRickardsville City
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,988.00 Homeowner's exemption$257,600 (+13.23%) Land $18,400 Building $239,200$257,600 (+13.23%) Land $18,400 Building $239,200
2024$1,988.00 (+10.08%)
2023$227,500 (+47.09%) Land $18,400 Building $209,100$227,500 (+47.09%) Land $18,400 Building $209,100
2022$1,806.00 Homeowner's exemption$154,670 Land $18,430 Building $136,240
2021$154,670 Land $18,430 Building $136,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALPINE PARK
private · serves 932 people · EPA ID IA3126605
Water SourcePurchased groundwater from DUBUQUE WATER WORKS
Last State InspectionAug 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comelec Internet Services
Fixed Wireless
280 / 50
Starlink
Satellite
280 / 30
Nextlink
Fixed Wireless
100 / 20

May also be available: Maquoketa Valley Electric Cooperative, T-Mobile, Verizon.

Nearby Properties on Rte 3

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