Dubuque County property record for 20785 Rte 3, Durango, IA 52039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1956 |
| Lot Size | 0.288 acres (12,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Feb 2015) |
| Tax Bill | $2,228 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-30-101-007 |
| Primary APN | 05-30-101-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,562 sqft |
| Finished Basement | 893 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,584 sqft (0.288 acres) |
| Lot Dimensions | 143 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 240 sqft |
| Patio Area | 411 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20785 ROUTE 3 |
|---|---|
| City | DURANGO |
| State | IA |
| Zip | 52039-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 2 UNITED PARTNERS SUB; |
| Legal Range | 01E |
| Legal Township | 90N |
| Legal Section | 30 |
| Legal Subdivision | UNITED PARTNERS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10600 |
20785 Rte 3 is owned and occupied by an individual who acquired it in December 2020.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20785 ROUTE 3, DURANGO, IA 52039-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Dec 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage DUBUQUE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2015 · Amount on File |
| Deed Sale | Feb 17, 2015 · Amount on File |
| Prior Sale | Mar 4, 2020 · Amount on File |
| Deed Document Number | 0000001671 |
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 0000020613 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 20785 ROUTE 3, DURANGO, IA 52039-9729 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003863 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-00003863 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 23, 2020 |
| Property Address | 20785 ROUTE 3, DURANGO, IA 52039-9729 |
| Document Number | 0000020613 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020-00020613 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20785 HIGHWAY 52 N, DURANGO, IA 52039-9615 |
| Document Number | 0000020614 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020-00020614 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Rickardsville City |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,300 Land $16,000 Building $239,300 | $255,300 Land $16,000 Building $239,300 | |
| 2024 | $2,228.00 | ||
| 2023 | $194,000 (+39%) Land $16,000 Building $178,000 | $194,000 Land $16,000 Building $178,000 | |
| 2022 | $1,728.00 | $139,570 Land $16,000 Building $123,570 | |
| 2021 | $139,570 Land $16,000 Building $123,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20785 Rte 3 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20785 Rte 3 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comelec Internet Services Fixed Wireless | 280 / 50 |
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Maquoketa Valley Electric Cooperative, T-Mobile, Verizon.
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