2079 Mirror Lake Pl, Chula Vista, CA 91913 Property Records

San Diego County property record for 2079 Mirror Lake Pl, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,605 sqft · built 2002
Lot Size0.102 acres (4,453 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Mar 2018)
Tax Bill$8,105 (2025)
Deeds & MortgagesSep 2020 Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN643-352-08-00

Property Details

APN / Parcel Number

Primary APN643-352-08-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,605 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,453 sqft (0.102 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2079 MIRROR LAKE PL
CityCHULA VISTA
StateCA
Zip91913-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF4
Legal DescriptionLOT 8 TR 014025
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014025
Legal Block3
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13323

Owner

2079 Mirror Lake Pl is owned and occupied by two individuals who bought it in March 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 5, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Mar 5, 2018Grant Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2018 · Amount on File
Deed SaleMar 5, 2018 · Amount on File
Prior SaleMay 11, 2015 · Amount on File
Deed Document Number201885734
Prior Transfer DateFeb 16, 2018
Prior Transfer Doc0000085733
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000553948
DateSep 21, 2020
Instrument2020-0553948
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueMay 1, 2050

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 5, 2018
Property Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000085733
Instrument DateFeb 16, 2018
Instrument85733
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1250 SANTA CORA AVE #515 CHULA VISTA CA 919131545, 515, CHULA VISTA, CA 91913-1545

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 5, 2018
Property Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000085734
Map ReferenceMAP 14025
Instrument DateJan 21, 2018
Instrument2018-0085734
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2079 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000085735
DateMar 5, 2018
Instrument2018-0085735
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2079 Mirror Lake Pl was $8,105 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$661,524 (+2%) Land $330,764 Building $330,760
2025$8,105.00$648,554 Land $324,279 Building $324,275
2023$7,788.00 (-16.14%) Homeowner's exemption$623,372 Land $311,688 Building $311,684
2022$9,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2079 Mirror Lake Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2079 Mirror Lake Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Mirror Lake Pl

Nearby Streets

Search Property Records by Address or Parcel Number