2075 Mirror Lake Pl, Chula Vista, CA 91913 Property Records

San Diego County property record for 2075 Mirror Lake Pl, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,803 sqft · built 2002
Lot Size0.96 acres (4,164 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (May 2014)
Tax Bill$9,092 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN643-352-07-00

Property Details

APN / Parcel Number

Primary APN643-352-07-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,803 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area4,164 sqft (0.96 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2075 MIRROR LAKE PL
CityCHULA VISTA
StateCA
Zip91913-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10SF4
Legal DescriptionLOT 7 TR 014025
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014025
Legal Block3
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13323

Owner

2075 Mirror Lake Pl is owned and occupied by an individual who acquired it in August 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Sep 20, 2022Intrafamily Transfer, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
Feb 3, 2022Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jul 1, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2014 · Amount on File
Deed SaleMay 16, 2014 · Amount on File
Prior SaleApr 4, 2012 · Amount on File
Deed Document Number2014202708
Last Transfer DateAug 30, 2022
Transfer Doc0000368954
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000224398
DateAug 17, 2023
Instrument2023-0224398
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueAug 31, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2022
Property Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Document Number0000368954
Map ReferenceMAP 14025
Instrument DateAug 30, 2022
Instrument2022-0368954
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2075 MIRROR LAKE PL, 2075, CHULA VISTA, CA 91913-1623

Transferred To (Grantee/Buyer)

NameVerified Name
Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000368955
DateSep 20, 2022
Instrument2022-0368955
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000051771
DateFeb 3, 2022
Instrument2022-0051771
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term352 Months
DueJun 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2075 MIRROR LAKE PL, CHULA VISTA, CA 91913-1623

Mortgage

Document Number0000477586
DateJul 1, 2021
Instrument2021-0477586
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2075 Mirror Lake Pl was $9,092.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$543,904 (+2%) Land $350,907 Building $192,997
2025$9,092.00$533,240 Land $344,027 Building $189,213
2023$8,687.00 (+2.87%)$512,535 Land $330,669 Building $181,866
2022$8,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2075 Mirror Lake Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2075 Mirror Lake Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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