Loudoun County property record for 20788 Cross Timber Dr, Ashburn, VA 20147 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,574 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $517,500 (2005) |
| Tax Bill | $5,732.00 (2023) |
| Primary APN | 153-19-8715-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,838 sqft Gross Area |
| 1st Floor | 624 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 368 sqft Deck |
|---|---|
| Patio Area | 335 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | /61/A11////18/ |
|---|---|
| Street Address | 20788 CROSS TIMBER DR |
| City | ASHBURN |
| State | VA |
| Zip | 20147-4491 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELMONT RIDGE PH.6 LOT 18 200509160105365 |
| Legal Subdivision | BELMONT RIDGE |
| Legal Phase | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | LOUDOUN VA |
| Minor Civil Division | ASHBURN |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 611004 |
Source: Loudoun County records · APN 153-19-8715-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20788 CROSS TIMBER DR, ASHBURN, VA 20147-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on Record |
| Deed Sale | Sep 16, 2005 · Amount on Record |
| Prior Sale | Jan 17, 1996 · Amount on Record |
| Deed Doc Number | 200509160105365 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 CROSS TIMBER DR, ASHBURN, VA 20147-4491 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 20788 CROSS TIMBER DR, ASHBURN, VA 20147-4491 |
| Investor | Possibly a Property Investor |
| Document Number | 0000060180 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 20251210-0060180 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20788 CROSS TIMBER DR, ASHBURN, VA 20147-4491 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000040428 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 202310100040428 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 01, 2043 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,732.00 | $655,100 Land $244,200 Building $410,900 | $655,100 Land $244,200 Building $410,900 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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