Ramsey County property record for 2078 Scheffer Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,101 sqft · built 1941 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,939 (Jun 2017) |
| Tax Bill | $7,250 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-23-44-0104 |
| Primary APN | 08-28-23-44-0104 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,101 sqft Living Area |
| Gross Area | 1,401 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2078 SCHEFFER AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | SAINT CATHERINE PARK,SECOND AD W 1/2 OF LOT 5 AND E 3/4 OF LOT 6 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Quarter | 4 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | SAINT CATHERINE PARK |
| Legal Block | 1 |
| Legal Lot Number | 5-6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 43001 |
Source: Ramsey County records · APN 08-28-23-44-0104
Assessment roll updated February 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2078 SCHEFFER AVE, SAINT PAUL, MN 55116-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG |
| Jun 13, 2017 | Grant Deed, Transfer · Conventional with PMI EDINA RLTY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | A04662266 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2078 SCHEFFER AVE, SAINT PAUL, MN 55116-1252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04871777 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | A04871777 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2078 SCHEFFER AVE, SAINT PAUL, MN 55116-1252 |
| Document Number | 0004778226 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2078 SCHEFFER AVE ST PAUL MN 551161252, ST PAUL, MN 55116-1252 |
| Document Number | 0004778226 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 4778226 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 13, 2017 |
| Property Address | 2078 SCHEFFER AVE, SAINT PAUL, MN 55116-1252 |
| Document Number | 0004662266 |
| Instrument Date | May 02, 2017 |
| Instrument | 4662266 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | METRO LEGAL SERVICES, METRO LEGAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,115.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2078 SCHEFFER AVE ST PAUL MN 551161252, ST PAUL, MN 55116-1252 |
| Document Number | 4662267 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 4662267 |
| Name | EDINA RLTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,250.00 | $519,000 Land $178,500 Building $340,500 | $519,000 Land $178,500 Building $340,500 |
Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 389 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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