Ramsey County property record for 2077 Scheffer Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,166 sqft · built 1932 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $546,000 (May 2026) |
| Tax Bill | $9,082 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-23-44-0099 |
| Primary APN | 08-28-23-44-0099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 650 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 125 ft deep x 44 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 200534 |
|---|---|
| Street Address | 2077 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS HIGHLAND PARK LOT 26 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | KINGS HIGHLAND PARK |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43001 |
Source: Ramsey County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2077 SCHEFFER AVE, SAINT PAUL, MN 55116-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 11, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 20262815317 |
| Prior Transfer Date | Mar 10, 2025 |
| Prior Transfer Doc | 0002790856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2077 SCHEFFER AVE, SAINT PAUL, MN 55116-1253 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A04864586 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | A04864586 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 6, 2026 |
| Property Address | 2077 SCHEFFER AVE, SAINT PAUL, MN 55116-1253 |
| Document Number | 0T02815317 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.2815317 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | WATERMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187,496.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2077 SCHEFFER AVE, SAINT PAUL, MN 55116-1253 |
| Document Number | 0002815318, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.2815318 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 11, 2025 |
| Property Address | 2077 SCHEFFER AVE, SAINT PAUL, MN 55116-1253 |
| Document Number | 0T02790856 |
| Instrument Date | Mar 10, 2025 |
| Instrument | T02790856 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,082.00 (+20.71%) | $557,000 (+14.47%) Land $146,200 Building $410,800 | $557,000 (+14.47%) Land $146,200 Building $410,800 |
| 2023 | $7,524.00 | $486,600 Land $146,200 Building $340,400 | $486,600 Land $146,200 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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