1891 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 1891 Rapid Lightning Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1960
Lot Size	6.7 acres (291,852 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2021)
Tax Bill	$1,759 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`RP58N01W241301A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W241301A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,320 sqft Finished Area
1st Floor Area	2,244 sqft
Attic	Attic
Attic Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	291,852 sqft (6.7 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Lean-To	125 sqft
Pole Barn	1,250 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1891 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-20
Legal Description	24-58N-1W TAX 41
Legal Range	01W
Legal Township	58N
Legal Section	24
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 22, 2019	Warranty Deed, Transfer JEFF KOLLENKARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jan 15, 2009 · Amount on Record
Deed Document Number	2021997382
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000972467
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000985165
Date	Jun 14, 2021
Instrument	985165

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 13, 2021
Property Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757
Document Number	0000997382
Instrument Date	Dec 1, 2021
Instrument	997382
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757

Mortgage

Document Number	0000997383
Date	Dec 13, 2021
Instrument	997383

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 22, 2019
Property Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757
Document Number	0000938873
Instrument Date	May 21, 2019
Instrument	938873
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1891 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4757
Investor	Possibly a Property Investor

Mortgage

Document Number	0000938875
Date	May 22, 2019
Instrument	938875

Lender

Name	JEFF KOLLENKARK
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,759.00 (+5.46%) Homeowner's exemption	$534,573 (-0.78%) Land $356,494 Building $178,079	$534,573 (-0.78%) Land $356,494 Building $178,079
2025	$1,668.00 (+13.47%) Homeowner's exemption	$538,763 (+12.4%) Land $360,634 Building $178,129	$538,763 (+12.4%) Land $360,634 Building $178,129
2023	$1,470.00 Homeowner's exemption	$479,336 Land $295,396 Building $183,940	$479,336 Land $295,396 Building $183,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
E.L. Internet Northwest Fixed Wireless	30 / 7

May also be available: Intermax Networks.

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