Story County property record for 2078 Michael Ln, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 3,388 sqft · built 2003 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $875,000 (Aug 2024) |
| Tax Bill | $11,048 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-400-051 |
| Primary APN | 05-13-400-051 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,388 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Basement Area | 2,223 sqft |
| Finished Basement | 1,935 sqft |
| Unfinished Basement | 773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 699 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2078 MICHAEL LN |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-9480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | COUNTRY ESTATES SD 5TH ADD LOT 31 PARCEL D SLIDE 80 PG 1 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 13 |
| Legal Subdivision | COUNTRY ESTATES SD 5TH ADD |
| Legal Lot Number | 31 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 101 |
2078 Michael Ln is owner-occupied and held in a trust since August 2024.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2078 MICHAEL LN, AMES, IA 50010-9480 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Deed Document Number | 20246280 |
| Prior Transfer Date | Aug 13, 2024 |
| Prior Transfer Doc | 0000006131 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2078 Michael Ln was $11,048, up 1.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,048.00 (+1.4%) | $875,000 Land $230,400 Building $644,600 | $875,000 Land $230,400 Building $644,600 |
| 2024 | $10,896.00 | ||
| 2023 | $815,000 Land $200,800 Building $614,200 | $815,000 Land $200,800 Building $614,200 | |
| 2022 | $9,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2078 Michael Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2078 Michael Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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